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Send money to Canada

Fast and secure transfers at competitive rates when you send money from United States to Canada. Transfer today.

Make or track payments day or night with our intuitive, secure digital platform

24/7 customer support

FinCEN and state regulated

USDUS dollar

OFX fee

USD 0

Amount to be converted

USD 10,000.00

Your customer rate

USDUS dollar

OFX offers customised rates for high-value transfers and corporate customers. Register or log in to view your customised rate. Register or login to get an OFX customer rate.

Occasionally, a third-party intermediary or bank may deduct a fee from the value of your transfer. This fee may vary and OFX receives no portion of it.

$140bn+

transfers to date

9

years publicly listed

8

global offices

How to send money to Canada from USA

1. Registration.

We’ll ask for some personal details to create your account and verify your identity.

2. Verification.

Electronic verification keeps things moving before we give you a call to make sure you’re good to go.

3. Book your transfer.

Tell us the amount you want to send, or what your recipient needs to receive and see your rate.

4. Send your funds.

You’ll be notified when funds hit our intermediary account. Track your transfer online, in-app or via SMS.

What is the best way to send money to Canada from United States?

When you transfer money to Canada with OFX the easiest option is Direct Debit. The agreed amount will be withdrawn from your nominated account and then sent to your recipient.

Otherwise, you can send a wire transfer (bank fees apply) and make your payment online or in-branch.

Please note that payment methods vary based on the currency being sent. Once you lock in your transfer, we will inform you of available payment options.

How long does it take to transfer money to Canada from United States?

Our global network of banking partners enables us to move your money efficiently, through some of the fastest payment schemes available globally.

Most international money transfers to Canada are completed within 1-2 business days of OFX receiving your funds.

Currency tools that could help you save

What’s driving the US dollar right now?

Get up-to-date currency market insights from our OFXperts. It could help you save on your next money transfer to the Canada.

Your transfer rate to send money to Canada now

Need to send money abroad now? Check your customer transfer rate based on the live market.

USD/CAD exchange rates

Not sure how the current market exchange rate for Canadian dollar stacks up? Review past performance for your currency pair.

Rate alerts for Canadian dollar

Want to know the best time to transfer to Canada? Set up a Rate Alert for your currency pair and we’ll let you know if the rate hits.

FAQs

Can I send money from Canada to USA instead?

Can I send money from an American bank account to Canada?

OFX can transfer funds to almost any bank in Canada, including, but not limited to:

Toronto-Dominion Bank, National Bank of Canada, Royal Bank, Bank of Montreal, Bank of Nova Scotia

How can I send money to a friend in Canada from the US?

Whether it’s a gift or a lifeline, when you transfer with OFX we can send money straight to your friend’s bank account.

They don’t need to sign up with OFX, all they have to do is share their bank account details with you.

What verification details do I need to provide as a US resident?

Verification helps keep our platform safe from fraud, so we verify the identity of every person who requests an OFX account.

To verify your identity you’ll need your passport, driver’s license or identity card, as well as your social security number.

If you’re making a business money transfer, we’ll also ask for your business registration number. industry, and other additional documentation relevant to your business structure.

Is there any limit on how much money I can send to Canada from the US?

OFX does not enforce any limits on the amount of money you may wish to transfer to the Canada.

Yes. OFX has implemented reasonable safeguards to help protect your personal information against loss or theft, as well as unauthorized access, disclosure, copying, use, or modification. These safeguards include physical, organizational, and technological measures. The specific safeguards used by us may differ based on our sole judgment as to the sensitivity of the information at issue and the format or location in which it is maintained.

For more information please view our Privacy Policy.

OFX is highly regulated by FinCEN and monitored by 50+ global banking networks, advanced fraud detection, and hands-on OFXperts, you can feel confident in going global.

OFX holds client funds in accounts with highly rated financial institutions. In addition, OFX operates an extremely low risk business model whereby OFX never pays out client funds prior to receipt of the currency the client has sold to us. This ensures OFX has zero default risk from client dealings.

OFX is also registered as a Money Service Business at the federal level with the Financial Crimes Enforcement Network (“FinCEN”), which is a bureau of the United States Department of Treasury and is licensed as a money transmitter by relevant state regulatory agencies in the U.S. 

For more information visit our regulations page.