Send Money to Japan

OFX: your personal foreign exchange samurai.

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Our currency converter displays Market Rates and is not indicative of OFX Customer Rates. Simply register or log in for OFX Customer Rates.
The amounts above are calculated using the Market (Interbank) rate. Unfortunately, OFX is unable to facilitate international money transfers from {{base}} to {{term}}.
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How to Send Money to Japan

  1. Gather the relevant banking information including the name on the recipient’s bank account, the account number and type, the Zengin code, the SWIFT/BIC code, and the bank’s name and branch.

  2. Create a free online account with OFX, or login to get a live quote for your money transfer.

  3. Enter your details and those of your recipient.

  4. Choose ‘finalize transaction’ to process your payment.


It’s easy and affordable to send money to Japan using OFX. Even if you’re not ready to transfer funds today, you can sign up now, so your account is active and ready when a great exchange rate comes up.


When sending money to Japan, keep in mind that different tax regulations may apply to sending large sums of money overseas depending on many factors including:


  • how the money is going to be used

  • how much you are sending

  • the source of the funds

  • if the money has been taxed elsewhere


For example, supporting family members by paying for living expenses is usually considered different from sending large sums of money abroad as a gift. See our Guide to Sending Money to Family Abroad for more details.

How to send money to Japan at a great exchange rate

When looking at exchange rates, it’s important to know that the Japanese yen (JPY) is considered a safe haven currency like the U.S. dollar (USD). Carry trades, which are used by forex traders to capitalize on interest rate differentials between two currencies, have also created consistent demand for JPY. If you want to read up on the factors that influence the value of the JPY or other currencies, head over to the Exchange Rates section of our site.



Japan Money Transfers – FAQs

Wondering how to send money to Japan? We've got the smart, secure way to exchange your U.S. dollars for yen. With offices around the world, we provide 24-hour access to our highly skilled transfer team.

Is there any limit on how much money I can send to Japan?

No. OFX works well for both businesses and individuals, and there is no limit on the size of your transfer. However, due to fee structures and regulations that are unique to Japan, certain transfers may incur costs that are slightly higher than usual. You may want to ask your transfer specialist about the specific costs associated with sending money to Japan when you arrange your payment.

Can I send money from a Japanese bank account to the U.S?

Unfortunately, OFX is temporarily unable to service clients whose residence is in Japan. Please contact our customer service team for updated information.

Does OFX transfer money to all Japanese banks?

OFX can transfer funds to any bank in Japan, including, but not limited to:

  • Mitsubishi UFJ Trust and Banking Corporation

  • Mizuho Trust & Banking Co.

  • Sumitomo Mitsui Trust Holdings

  • Master Trust Bank of Japan

  • Nomura Trust & Banking Co.

The OFX-factor:

You can reach our dedicated customer service agents 24/7 (including weekends and most holidays). When others are closed, we’re open. Need a quote? Need it ASAP? Need to talk to someone about your mother? We’re here for you. 


When you use OFX, you’ll get fast, efficient service, and we’ll keep you informed of where your money is along the way. For all your overseas payments, OFX is simply smarter.

How can OFX help you manage USD/JPY exchange rate swings?

Check out our risk management tools and stay in control of your money