Meet our experts

Skander Malcolm

Chief Executive Officer and Managing Director

Skander Malcolm joined OFX in February 2017 as CEO.


Skander has more than 23 years’ experience in financial services including payments technology platforms in both established and emerging markets. As President and CEO of GE Capital (ANZ), he led a team of more than 4,500 employees with an emphasis on delivering sustainable growth and operational excellence. While in the UK, Skander Malcolm launched the country’s first and largest digital personal loan business, Hamilton Direct Bank, which grew to more than £3 billion in its first five years. While at GE, he also facilitated GE’s largest ever volunteer donation to OzHarvest and bolstered participation in employee volunteering by 40%.


He holds a Bachelor of Economics from University of Sydney and was selected by the Chairman for GE’s most senior Executive Development Program.

Mike Kennedy

President, North America

Mike Kennedy joined OFX in October 2017 as President, North America.


With 20 years’ Fintech experience, Mike is an accomplished executive in both large corporate environments and early stage startups. Most recently, Mike was the co-founder and CEO of the high growth digital payments company, clearXchange - the largest bank focused digital P2P payments network in the USA. Mike has also held a number of senior positions with McKinsey & Co and Wells Fargo, including Executive Vice President, Head of Innovation & Payments Strategy, Senior Vice President and Head of Group Strategy and Implementation within Wells Fargo's Wealth Management Group. 

Mike has a Master of Business Administration, with distinction, from Harvard Business School and a Master of Science, Industrial Engineering and Bachelor of Science, Industrial Engineering, with distinction from Stanford University.


C.Pembleton

Craige Pendleton-Browne

Chief Technology Officer

Craige Pendleton-Browne is Chief Technology Officer and commenced his role in November 2015.

Craige has more than 20 years experience in technology roles with over 15 years of those working in digital. He has worked as CTO in both the UK and Australia.  His most recent roles includes CTO for News Digital Media, Head of Content and Digital for News Corp Australia and CTO of iCareHealth, Australia’s leading provider of residential aged care software.  Craige has extensive experience in both creating the technology vision and strategy as well as a proven ability to execute and deliver.

He has a BSC in Computer Science as well as an MBA from London Business School.


David Nicholls

Director of Enterprise Development and eCommerce for OFX

David Nicholls is the Director of Enterprise Development and eCommerce for OFX.

He leads OFX’s efforts to provide simple and secure payment solutions to allow SMB’s to operate on the global stage with the agility of a multinational. David has more than 15 years of experience in cross border payments and startup enablement. He is a regular contributor to Entreprenuer.com providing advice and opinions for businesses with international focus. He is a media spokesman and has been quoted in The Telegraph and Evening Star in the UK and has appeared on Bloomberg commenting on currency issues for SMBs.

David is a qualified Financial Market Technical Analyst with a Degree in Economics and Corporate Finance.


William Shepherd

Head of Treasury

Will joined OFX in 2010 as a Senior Foreign Exchange Dealer, progressingto take responsibility for the high net worth consumer client team operating across APAC.From there, he moved to the Treasury team, taking on the role of Manager in 2014.

In his current role as Head of Treasury, Will determines the overall FX exposure of the OFX group. His main responsibilities include managing the interest rate, foreign exchange, counterparty and liquidity risk profile of the business.


Michael Judge

Head of Corporate Dealing ANZ

Michael Judge is employed as Head of Corporate Dealing at OFX. His primary responsibility encompasses the management of a diverse team of FX Specialists. A mandate which includes mitigating the foreign exchange risks faced by medium and institution based corporates, Michael oversees a wholesale flow of cross-border payments. Possessing an inherent interest in the intricacies of market analysis, Michael has become a spokesperson for the business, regularly providing insights and commentary to the broader business community and also to media.

Michael is an accredited AFMA foreign exchange dealer, holding a Bachelor of Commerce from Macquarie University as well as a Diploma in Financial Services.


Matt Richardson

Senior Dealer – Corporate Clients

Matt started his OFX career in November 2009 as a Private Client Dealer, aged 23. After eight months he transferred to OFX’s London offices, joining the UK based Private Client Team. After two years Matt relocated home to join the Sydney based Corporate Dealing Desk and continues to develop his role as a relationship manager and point of contact for OFX’s Australasian corporate client base.

In 2013 Matt began absorbing media responsibilities into his role, making a regular weekly appearance on Sky Business as well as authoring the Daily Commentary sent daily to OFX Australasian clients.

Matt has become OFX go to authority for market commentary and on top of his weekly Sky News commitments has supplied analysis for Bloomberg Radio, the AFR and other local media outlets.



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