Telegraphic Transfer Advantages
Telegraphic transfers using RTGS are not processed in large batches; they are often facilitated by hand. The funds are generally available to the recipient much more quickly. Depending on the efficiency of the banking system in the recipient's country, telegraphic transfers using RTGS may take one business day or less.
At this point, the SWIFT system is an old one. It began in 1973. SWIFT transfers can often take up to three days to complete, as banks tend to process them in large batches at set intervals, rather than immediately as each individual one is received.