Send Money to United States

Transfer money to United States with OFX and get bank beating foreign currency exchange rates.

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Our currency converter displays Market Rates and is not indicative of OFX Customer Rates.
local receiving account

Fast transfers

Once OFX receives your funds, 80% of all major currency transfers are processed in 24 hours

Customer Service

24/7 Support

Our global support team is available around the clock - 24 hours a day, 7 days a week

rapid delivery

20 Years Experience

We have more than 20 years experience helping our clients make global money transfers

With OFX, you can get bank beating rates on global money transfers.

How to send money to the U.S.

  1. Gather the relevant banking information of your recipient including the name on the account, the routing number and bank account number.

  2. Create a free online account with OFX, or login to get a live quote for your money transfer.

  3. Enter your details and those of your recipient.

  4. Choose ‘finalize transaction’ to process your payment.


It’s easy and affordable to send money to the U.S. using OFX. Even if you’re not ready to transfer funds today, you can sign up now, so your account is active and ready when a great exchange rate comes up.

When sending money to the U.S., also known as a wire transfer to the USA, keep in mind that different tax regulations may apply depending on many factors including:


  • how the money is going to be used

  • how much you are sending

  • the source of the funds

  • if the money has been taxed elsewhere


For example, for tax purposes, supporting family members by paying for living expenses is usually considered different from sending large sums as a gift.

How to transfer money to the U.S. at a great exchange rate

When reviewing exchange rates, remember that the U.S. dollar is a global reserve currency and is considered a safe haven in tumultuous times. Upcoming announcements from the Fed are also important in USD valuations. If you want to read up on the factors that influence the value of the US dollar or other currencies, head over to the Exchange Rates section of our site.

With OFX, you can get bank beating rates on global money transfers.

US Money Transfers - FAQs

Wondering how to send money to the U.S. from New Zealand? Use OFX to exchange your New Zealand dollars for US dollars, because you’re too smart for your bank. Headquartered in Sydney, with offices around the world, we provide 24-hour access to our highly skilled transfer team.

Is there any limit on how much money I can send to the U.S. from New Zealand?

Nope. OFX works well for both businesses and individuals when transferring money to the US from New Zealand and many other locations around the world.

Can I send money from a U.S. bank account to New Zealand?

Sure. If you live in the U.S., or in New Zealand, register now to send money to the United States with your New Zealand bank account.

Does OFX transfer money to all U.S. banks?

OFX can transfer funds to almost any bank in the U.S., including, but not limited to:

  • Bank of America

  • Cititgroup

  • Morgan Stanley

  • JP Morgan

  • Goldman Sachs

  • HSBC

  • PNC

Unfortunately, we cannot make transfers to Capital One accounts.

The OFX-factor:

You can reach our dedicated customer service agents 24/7 (including weekends and most holidays). When others are closed, we’re open. Need a quote? Need it ASAP? Need to talk to someone about your mother? We’re here for you.


When you use OFX, you’ll get fast, efficient service, and we’ll keep you informed of where your money is along the way. For all your overseas payments, OFX is simply smarter.

How can OFX help you manage NZD/USD exchange rate swings?

Check out our risk management strategies and stay in control of your money.

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With OFX, you can get bank beating rates on global money transfers.