Legal

Find a list of our legal policies and related documentation below.

Regulation

NZForex Limited (CN: 2514293) (NZForex) is a wholly owned subsidiary of OzForex Limited (ACN 092 375 703).

NZForex is registered as a financial service provider on the Financial Service Providers Register (established by the Financial Service Providers (Registration and Dispute Resolution) Act 2008) (NZ FSPR number FSP8041).

NZForex Business Platform

The following agreements apply to New Zealand OFX business Clients who access services on our upgraded OFX Business platform on or after 12 May 2026 and those existing business Clients who have been upgraded to this OFX Business platform from the date of our email notice.

Currently this won’t include existing business Customers using our OFX FX Platform. For existing business Customers, see our OFX FX Platform Terms below.

OFX Services, including Currency Conversions and Payments	OFX General Terms and Conditions (Business)
Subscription Plans such as the OFX Standard, OFX Full Suite and OFX Custom plan	OFX Subscription Agreement
OFX Cards*	OFX Card Agreement (Business)
Fee Schedule	Fee Schedule
OFX Business Mobile App	OFX Business Mobile App Terms
Adding an OFX Card to your digital wallet on your mobile device*	Apple Pay Terms and Conditions Google Pay Terms and Conditions
Using artificial intelligence features and/or beta programs	AI and Beta Terms of Use

* OFX Cards, Apple Pay and Google Pay are coming soon

OFX Advisors

The Advisor Terms and Conditions apply to those Advisors who have been added to act on behalf of a Client’s OFX Business Account.

OFX FX Platform

The OFX Terms and Conditions Master Agreement apply to our existing business Clients who:

have been referred to OFX through a referral or enterprise partner before 12 May 2026; or
are an online merchant or business accessing our Global Currency Account (GCA).

In addition to the OFX Terms and Conditions Master Agreement, the following agreements apply to:

Business Customers accessing and using our GCA Services	Global Currency Account Terms of Service
Business Customers who use the OFX mobile app	OFX Money Transfer APP EULA

Referral Partner

The Referral Program Agreement applies to those OFX Affiliates who refer Clients to OFX on or after 12 May 2026. If you are an existing OFX Affiliate (before 12 May 2026) and you want a copy of your existing Affiliate Program Terms and Conditions, you can contact us at partnersuccess@ofx.com.

Recipient Account Customers

The Recipient Terms and Conditions apply to our Customers who use our Recipient Account Services to receive payments from an OFX Authorised Partner.

Personal

The OFX Terms and Conditions Master Agreement apply to personal, consumer Customers.

In addition to the OFX Terms and Conditions Master Agreement, the OFX Money Transfer APP EULA applies to personal, consumer Customers who use the OFX mobile app.

Legal Policies & Statements

A range of Statements and Policies are available on the Corporate governance page of our website. We have also outlined our commitment to our legal obligations in our Money Laundering Statement.

Our Complaints Policy outlines how we manage complaints.