Why OFX · Personal

A better, fairer way to move money internationally.

Better rates. No hidden fees. Real people, when you need them. 
For over 25 years, more than 1 million customers have trusted OFX to move money across borders.

Why OFX · Personal

A better, fairer way to move money internationally.

Better rates. No hidden fees. Real people, when you need them. 
For over 25 years, more than 1 million customers have trusted OFX to move money across borders.

The OFX difference.

1. Bank-beating rates

See how OFX rates compare to major banks before you transfer. No hidden fees. No surprises. Just your money arriving when it should.

2. Lock in your rate, don’t chase it.

Planning a transfer of $10,000+? Lock in a rate today for up to 12 months with a Forward Contract.

3. A real person. When you need.

Day or night, reach a real OFX specialist when you need it. A person, in one of our 8 global offices, ready to help.

4. You’re in control, end to end.

Easily open your account. Transfer with a few clicks. Track your money until it lands.

Global team, local help.

Real people around the clock. When you need it.

With 700+ employees globally, we have offices in Sydney, London, Dublin, Auckland, Hong Kong, Singapore, Toronto, and San Francisco.

When you contact OFX, you reach a specialist in one of our 8 global offices wherever it’s daytime. If something has gone wrong, we’re here to help.

25+ years

Moving money across borders, since 1998.

1 Million+

Personal and Business customers.

180+ countries

Covered by our global transfer network, with transfers in 50+ currencies.

See why people and businesses around the world choose OFX.

Great customer service

”The customer service team was prompt and helpful. I was overseas when the problem I had occurred and they worked with me and my time zone to make things right. I really appreciate the whole team at OFX for their help.”

Katelyn
OFX client

Easy process

”The process is just so easy. The website is great and easy to negotiate. If need be, making contact by phone is fast and efficient. This is my go to company if I need to transfer money overseas. I would happily recommend them.”

Jane
OFX client

Quick transaction

”I received a phone call immediately following the exchange agreement which was very helpful and reassuring. The transaction was extremely quick and I received slightly more than I expected and significantly more that I would have received going through a standard bank transfer. I would definitely use this again.”

Dawn
OFX client

Reliable and good rates

“I have had an OFX account for over 10 years which I only used occasionally up until now. I now use it quarterly to convert USD to AUD. The first transaction took some time to complete, I’ve just completed the second one by putting in a limit order which executed at a very good price this week. OFX rang me to advise me that my strike price had been hit. Once you are set up, transacting is very easy.”

Nicholas
OFX client

Cheaper than the banks

“OFX make it so easy to transfer money. Fast secure and cheaper than the banks. They offer a great service with competitive exchange rates.”

Kelvin
OFX client

Locked in a great rate

“When we sold the property we had a 12-week settlement period, so I locked in a forward contract with OFX. The funds arrived safely and we saved money against the market rate.”

Stan
OFX client

Trust & security

Publicly listed and highly regulated.

We are a public company, listed on the Australian Stock Exchange (ASX: OFX) since 2013.  
We’re regulated by over 50 regulators globally. OFX takes part in frequent audits, working within industry guidelines and following legislation.

Multi-factor authentication.

Every account is protected with MFA, security questions and automatic time-outs.

ISO/IEC 27001 certified.

The international standard for information security management, audited independently.

Active fraud monitoring.

A dedicated global fraud and compliance team monitors transactions around the clock.

Our business details in each operating region.

Region	Legal entity	Licenses and Registrations	Regulators
Australia	OzForex Limited ABN 65 092 375 703	AFS Licence No. 226 484	ASIC and AUSTRAC
Singapore	OFX Singapore PTE. Limited UEN 201317103N	Major Payment Institution Licence No. PS20200277	MAS
Hong Kong	OzForex (HK) Limited BRN 5823602	Money Service Operator 12-08-00582	CED
New Zealand	NZForex Limited (CN 2514293)	Registered on the Financial Service Providers Register. FSP No FSP8401	DIA
UK	UKForex Limited Company No. 04631395	E-Money Institution Ref. No. 902028	FCA
European Union	OFX Payments Ireland Limited Company No. 642716	E-Money Institution Ref. No. C190174	CBI
USA	USForex Inc.	Registered as a Money Service Business at the federal level with FinCEN. Licensed as a money transmitter by the relevant state regulatory agency in the U.S. states listed here	FinCEN and state regulators
Canada	CanadianForex Limited	FINTRAC Reg No. MO8560392 Revenu Quebec Money Services Business License Registration No 10713	FINTRAC and Revenu Quebec

A better, fairer way to move money internationally.

A better, fairer way to move money internationally.

The OFX difference.

1. Bank-beating rates

2. Lock in your rate, don’t chase it.

3. A real person. When you need.

4. You’re in control, end to end.

Real people around the clock. When you need it.

25+ years

1 Million+

180+ countries

See why people and businesses around the world choose OFX.

Great customer service

Easy process

Quick transaction

Reliable and good rates

Cheaper than the banks

Locked in a great rate

Publicly listed and highly regulated.

Multi-factor authentication.

ISO/IEC 27001 certified.

Active fraud monitoring.

Our business details in each operating region.

Trust earned daily.