Compare plans
Business
$0
Up to 3 users
Business Plus
$15
per user / month
Basic
| Platform fee | $0 | $0 |
| Authorised max users | 3 | Unlimited Estimated cost for 20 users / month: $300 |
| Unlimited view only user (inc. External Accountants) | $0 | $0 |
| Customised margin* | Log in to view or call us | Log in to view or call us |
*The Margin will be included in the exchange rate quoted to you for the conversion of one currency for another currency. The exchange rate quoted by OFX will be calculated by taking into account the Interbank Spot Rate and the Margin.
Cards
| Cross-border transaction fee | $0 | $0 |
| Send global transfers to vendors & employees in multiple currencies |  | |
| Unlimited company cards (for recurring online software company & expenses with the ability to cancel instantly) | | |
Virtual card with Apple Pay & Google Pay | 1 per user | 1 per user |
| Physical card** **Available in Q4 | $10 / card (one-off fee) | $10 / card (one-off fee) |
| Send transfers to multiple vendors with batch-pay functionality | | |
Receive
| Global account | | |
| Currency accounts with local bank details in USD, EUR, GBP, AUD, CAD | | |
| Global account creation fee | $0 | $0 |
| Global account monthly fee | $0 | $0 |
| Global account receiving funds domestic | $0 | $0 |
| Global account receiving funds internationally via Wire / SWIFT | $5 | $5 |
Manage
| Hold & instantly convert between 30+ currencies | | |
| Approvals for payments & card spend | – | |
| Expense management | – | |
| Budgets (set limits and manage spend for teams & departments) | | |
| Invoice data extraction (OCR) & AP Automation | – | |
| Direct accounting integration with Xero | Xero bank feeds | Xero push & pull reconciliation |
| Integration into Payroll Software: Keypay & Employment Hero | – | |
Additional Features
| Email & phone support 24/7 | | |
| Dedicated account manager | – | |
| Multi-factor authentication | | |
| Instant card freezing for added security | | |
Payment Fees
| Competitive FX rates | | |
| Cross border transactions | | |
| Cross border local transaction fees (inc. BPAY) | $0 | $0 |
| Cross border Wire / Swift fees | $10 / transaction | $10 / transaction |
| Domestic Transactions | 20 transactions included, thereafter $1 / transaction | 200 transactions included, thereafter $1 / transaction |
Receiving Fees
| Fund your OFX account by direct debit, bank transfer, EFT from a bank account | | |
| Receive domestic transfers from clients | | |
| Payroll payments | – | $0 |
| Receive Wire / Swift payment | $5 | $5 |
| Fund your account with your loyalty enabled credit card and earn reward points | 1.4% Visa & Mastercard | 1.4% Visa & Mastercard |
| Fund your wallet or transfers with an international card | 3.4% (per transaction) | 3.4% (per transaction) |
Visa is a trademark owned by Visa International Service Association and used under licence.
Terms and Conditions
The introductory 0.45% FX Margin offer is available to new Australian-based business clients who have registered under OzForex Limited from June 12 2024 to March 31 2025 but have not dealt and enter into foreign exchange transactions for AUD, CAD, CHF, EUR, GBP, HKD, JPY, NZD, SGD and USD only by this date. These clients are either using: (i) existing services under our OFX Terms and Conditions; or (ii) our new OFX Australia Business Platform under our OFX General Terms and Conditions (Business) save for some exclusions. Namely; that the 0.45.% FX Margin is not available to (a) business clients of OzForex who have dealt; (b) online sellers under our Global Currency Account Terms of service; (c) clients who have been referred to OFX by one of our alliance or enterprise partners; or (d) card transactions under our OFX Card Agreement (Business). OFX offers customised rates for high-value transfers and business clients under our existing services and our new platform. The offer is for a limited time only. OFX reserves the right to withdraw the offer at any time. All transactions are governed by the OFX Terms and Conditions or OFX General Terms and Conditions (Business) which includes information in relation to Margin which is how we make our money. For information regarding these terms and conditions, see the Legal page on our website.
Frequently asked questions
Can our business use OFX for free?
Yes absolutely, the Business plan is free for up to three users.
How do I know if Business Plus is right for my business?
Business Plus offers more users, scale and access to our full suite of expense management solutions to help businesses with their more complex needs.
How can I manage our plan?
You can upgrade, downgrade or switch anytime within your dashboard by going to “Billing” under “Setup” in the account dashboard or contacting us directly.
Can I add features or users without upgrading to the Business Plus plan?
Unfortunately not. If you would like to have more than three users or access to our expense management solution you will need to upgrade to our Business Plus plan.
How do I cancel our Business Plus plan?
You can cancel anytime by reaching out to business@ofx.com 24 hours before your next billing cycle starts.
How does the 30-day free trial work?
The 30-day free trial starts from the date your OFX Business Account is approved, or the date you opt into the Business Plus plan (whichever is earlier). At the end of the free trial, your plan will roll-over into the standard monthly billing cycle using the payment method you provided at sign-up. You may cancel your free trial at anytime before the end of the trial period by reaching out to business@ofx.com.
What if I’m after custom pricing?
If you need more than 50 users or have high transaction volumes, get in touch with us to discuss custom pricing. Our teams can work with you to develop a bespoke pricing package.
Want to learn more?
Gain more control and time with streamlined accounts processes – all from a single platform. Get started for free with a Business plan. Or enjoy more features in our paid Business Plus plan with a 30-day free trial.
