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The all-in-one global money management platform

Global money transfers, corporate multi-currency cards, automated payments, and expense controls all in one place.

The all-in-one global money management platform

Global money transfers, automated payments, and expense controls all in one place. 

Business

$0 AUD
up to 3 users

Manage and automate payments in 30+ currencies with a global business account and multi-currency cards.

Base features:

  • Competitive FX rates
  • Global business accounts to collect in 30+ currencies
  • Local bank details in USD, EUR, GBP, AUD, CAD
  • Issue global virtual cards
  • Card limits with spend controls
  • Multi-Currency Subscription Cards for SaaS
  • Physical Card (avail in Q4)
  • Xero integration with Bank Feeds
  • Send payments to 180 countries
  • Fund your account with your loyalty enabled credit card and earn reward points
  • Batch payments

Business Plus

$15 AUD
per user / month

Enhanced controls and automation, plus advanced tools like approvals and expense management

Business features plus:

  • Approval workflows
  • Bills module to manage invoices and streamline accounts payable
  • Expense management and receipt capturing
  • Employee reimbursements
  • Payroll payment integrations
  • Advanced OCR to automate data entry
  • Segregated duties & custom team controls
  • Vendor management

Configure

Custom
pricing options

Designed to scale with your business. If you need over 50 users, or have high transaction volumes, get in touch with us to discuss custom pricing.

Business

$0 AUD
up to 3 users

Manage and automate payments in 30+ currencies with a global business account and multi-currency cards.

Base features:

  • Competitive FX rates
  • Global business accounts to collect in 30+ currencies
  • Local bank details in USD, EUR, GBP, AUD, CAD
  • Issue global virtual cards
  • Card limits with spend controls
  • Multi-Currency Subscription Cards for SaaS
  • Physical Card (avail in Q4)
  • Xero integration with Bank Feeds
  • Send payments to 180 countries
  • Fund your account with your loyalty enabled credit card and earn reward points
  • Batch payments

Business Plus

$15 AUD
per user / month

Enhanced controls and automation, plus advanced tools like approvals and expense management

Business features plus:

  • Approval workflows
  • Bills module to manage invoices and streamline accounts payable
  • Expense management and receipt capturing
  • Employee reimbursements
  • Payroll payment integrations
  • Advanced OCR to automate data entry
  • Segregated duties & custom team controls
  • Vendor management

Configure

Custom
pricing options

Designed to scale with your business. If you need over 50 users, or have high transaction volumes, get in touch with us to discuss custom pricing.

Compare plans

Business

$0

Up to 3 users

Business Plus

$15

per user / month

Basic


Platform fee$0$0
Authorised max users3Unlimited
Estimated cost for 20 users / month: $300
Unlimited view only user (inc. External Accountants)$0$0
FX margin for USD, AUD, CAD, EUR, GBP, HKD, SGD, NZD0.45%*
*T&Cs apply
0.45%*
*T&Cs apply
FX margin for all other currenciesCustomised per client and agreed in advanceCustomised per client and agreed in advance

Cards


Cross-border transaction fee$0$0
Send global transfers to vendors & employees in multiple currencies
Unlimited subscription cards (for recurring online software subscriptions & expenses with the ability to cancel instantly)

Virtual card with Apple Pay & Google Pay
1 per user1 per user
Physical card** 
**Available in Q4
$10 / card (one-off fee)$10 / card (one-off fee)
Send transfers to multiple vendors with batch-pay functionality

Receive


Global account
Currency accounts with local bank details in USD, EUR, GBP, AUD, CAD
Global account creation fee$0$0
Global account monthly fee$0$0
Global account receiving funds domestic$0$0
Global account receiving funds internationally via Wire / SWIFT$5$5

Manage


Hold & instantly convert between 30+ currencies
Approvals for payments & card spend
Expense management
Budgets (set limits and manage spend for teams & departments)
Invoice data extraction (OCR) & AP Automation
Direct accounting integration with XeroXero bank feedsXero push & pull reconciliation
Integration into Payroll Software: Keypay & Employment Hero

Additional Features


Email & phone support 24/7
Dedicated account manager
Multi-factor authentication
Instant card freezing for added security

Payment Fees


Competitive FX rates
Cross border transactions
Cross border local transaction fees (inc. BPAY)$0$0
Cross border Wire / Swift fees$10 / transaction$10 / transaction
Domestic Transactions20 transactions included, thereafter $1 / transaction200 transactions included, thereafter $1 / transaction

Receiving Fees


Fund your OFX account by direct debit, bank transfer, EFT from a bank account
Receive domestic transfers from clients
Payroll payments$0
Receive Wire / Swift payment$5$5
Fund your account with your loyalty enabled credit card and earn reward points1.4% Visa & Mastercard
1.95% AMEX (per transaction)
1.4% Visa & Mastercard
1.95% AMEX (per transaction)
Fund your wallet or transfers with an international card3.4% (per transaction)3.4% (per transaction)
Terms and Conditions

The introductory 0.45% FX Margin is available to new Australian-based business clients who register under OzForex from Jun 12 2024 to Aug 30 2024 and enter into foreign exchange transactions for AUD, CAD, EUR, GBP, HKD, NZD, SGD and USD by this date. These clients are either using: (i) existing services under our OFX Terms and Conditions; or (ii) our new OFX Australia Business Platform under our OFX General Terms and Conditions (Business) save for some exclusions. Namely; that the 0.45% FX Margin is not available to (a) existing business clients of OzForex; (b) online sellers under our Global Currency Account Terms of service; (c) clients who have been referred to OFX by one of our alliance or enterprise partners; or (d) card transactions under our OFX Card Agreement (Business). OFX offers customised rates for high-value transfers and business clients under our existing services and our new platform. The offer is only for a limited time only. OFX reserves the right to withdraw the offer at any time. All transactions are governed by the OFX Terms and Conditions or OFX General Terms and Conditions (Business) which includes information in relation to Margin which is how we make our money. For information regarding these terms and conditions, see the Legal page on our website.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Frequently asked questions

Can our business use OFX for free?

Yes absolutely, the Business plan is free for up to three users.

How do I know if Business Plus is right for my business?

Business Plus offers more users, scale and access to our full suite of expense management solutions to help businesses with their more complex needs.

How can I manage our plan?

You can upgrade, downgrade or switch anytime within your dashboard by going to “Billing” under “Setup” in the account dashboard or contacting us directly.

Can I add features or users without upgrading to the Business Plus plan?

Unfortunately not. If you would like to have more than three users or access to our expense management solution you will need to upgrade to our Business Plus plan.

How do I cancel our Business Plus plan?

You can cancel anytime by reaching out to business@ofx.com 24 hours before your next billing cycle starts.

How does the 30-day free trial work?

The 30-day free trial starts from the date your OFX Business Account is approved, or the date you opt into the Business Plus plan (whichever is earlier). At the end of the free trial, your plan will roll-over into the standard monthly billing cycle using the payment method you provided at sign-up. You may cancel your free trial at anytime before the end of the trial period by reaching out to business@ofx.com.

What if I’m after custom pricing?

If you need more than 50 users or have high transaction volumes, get in touch with us to discuss custom pricing. Our teams can work with you to develop a bespoke pricing package.

Want to learn more?

Gain more control and time with streamlined accounts processes – all from a single platform. Get started for free with a Business plan. Or enjoy more features in our paid Business Plus plan with a 30-day free trial.

SeeWah, OFXpert