OFX Pricing Plans
Real-time expense visibility, more control. Plans to suit your business
No matter the size of your business, we’re here to help you thrive.
International payments, corporate cards, approvals, and expenses. All in one place.
Business
Manage and automate payments in 30+ currencies with a Global Business Account and Corporate Cards.
$0
per month (three users included)
Perfect for businesses taking their first step toward smarter payments and currency control.
Key features:
- Global Business Account
- Payments
- Corporate Cards
- FX Solutions
- Integrations
- Xero and QuickBooks bankfeeds
- 24/7 Service
- Human support via phone, email and online chat
- Onboarding and activation support
Access currency hedging experts
Best Value
Business Plus
Enhanced controls and automation at scale, plus advanced tools like approvals and spend management.
$15
per user / month (inc. GST)
For teams looking to unlock more automation and controls as your business grows.
Everything you get in Business and more:
- Control Hub
- Set approval policies, budgets, spend limits
- Spend Management
- AP & Bill Automation
- Code bills and invoices, OCR capture, bill approval
- Advanced integrations
- Xero (2-way sync), QuickBooks, KeyPay/Employment Hero
- Account Management
Configure
Maximum control, optimisation and bespoke solutions for complex, high-volume businesses.
Custom Pricing
Ultimate visibility and control, and additional dedicated support for large businesses.
Everything you get in Business Plus and more:
- High volume payments
- Volume based, tailored FX pricing
- multi-entity support with a single login
- Dedicated Account Manager
- Dedicated onboarding support
Compare all features across the plans
Business
$0
per user / month
Best Value
Business Plus
$15
per user / month
Configure
Global Business Account
Receive, hold and pay in 30+ currencies
Receive like a local in USD, GBP, EUR, CAD, AUD (local bank details)
Fund your Global Business Account by your loyalty enabled credit card and earn reward points (Visa, Mastercard)
Payments and Transfers
Make payments in 30+ currencies to 170+ countries
Make domestic payments
Transfer funds between different currency accounts
Volume based, tailored FX pricing
Create and send multiple payments in one go. Batch pay suppliers, employees, or contractors, domestically or internationally.
Corporate Cards
Employee cards (Apple Pay, Google Pay)
Company cards (e.g. for SaaS, Ad spend, Travel & Entertainment, Business events & Office supplies)
Issue physical cards with instant digital locks and spend controls
Set individual card limits
Temporarily cancel, lock and unlock virtual cards
Spend directly from currency balances in your global business account (no forced FX conversions)
Spend Management
Mobile receipt capture (OCR) to automate data entry
_
Expense management categorisation & tax automation
_
Budgets to control company spend on cards and payments, and multi-layer approvals
_
Reimburse employees for out-of-pocket expenses
_
Accounts Payable (AP) & Bill Automation
Upload third party invoices for payment with OCR capabilities
_
Bill categorisation and automated general ledger coding
_
Set up supplier rules for recurring bills
_
Branded and automated remittance advice to suppliers
_
Create supplier rules to automate accounting treatments
_
Control Hub
Invite unlimited users with access only rights
Set budgets for cards to control limits and spend categories
_
Allocate payment amounts to budgets
_
Set multi layered approval policies based on segregation of duties: access, create, view and approve
_
Segregation of duties with role based access (create, view, approve)
_
Multi-entity support with single login for businesses across multiple locations
_
_
FX Solutions
Instantly convert Spot FX at competitive market rates
Manage currency risk with Forward Contracts. Limit Orders (coming soon)
High volume payments
_
_
Integrations
Cash transactions automatically synced to Xero and QuickBooks (card spend, payments and conversions)
Xero (2-way sync) includes expense management and bill data automatically synced
_
24/7 Service
Specialist 24/7 human support via phone, email & online chat
Onboarding and activation support
Access to FX specialists
Dedicated Account Manager
_
_
Dedicated onboarding & activation support
_
_
Payment and Transfer Fees
Cross border Wire / SWIFT fees (per transaction)
$10
$10
Custom
Domestic payments in AUD – No. of transactions included in plan
20
200
Custom
Domestic payments in AUD – Cost per transaction when transaction exceeds plan
$1
$1
Custom
Receive domestic funds into the Global Business Account (EFT, Direct Debit)
No cost
No cost
No cost
Receive international funds into the Global Business Account (Wire, SWIFT)
$5
$5
Custom
Corporate Cards Fees
Foreign transaction fees on OFX Corporate Card purchases
$0
$0
$0
FX margins on international card payments
1.50%
1.50%
Custom
Fund your Global Business Account by card (Visa, Mastercard) *
1.27% of the amount added per transaction
1.27% of the amount added per transaction
1.27% of the amount added per transaction
Fund your Global Business Account by international card (Visa, Mastercard)
3.40% of the amount added per transaction
3.40% of the amount added per transaction
3.40% of the amount added per transaction
Pay by Card (by domestic card) *
AMEX: 1.9% of the payment amount
Visa and Mastercard: 1.27% of the payment amount
AMEX: 1.9% of the payment amount
Visa and Mastercard: 1.27% of the payment amount
AMEX: 1.9% of the payment amount
Visa and Mastercard: 1.27% of the payment amount
Pay by Card (by international card)
AMEX: 3.40% of the payment amount
Visa and Mastercard: 3.40% of the payment amount
AMEX: 3.40% of the payment amount
Visa and Mastercard: 3.40% of the payment amount
AMEX: 3.40% of the payment amount
Visa and Mastercard: 3.40% of the payment amount
Physical Card
$10 / card (one-off fee)
$10 / card (one-off fee)
$10 / card (one-off fee)
* Fees are exclusive of GST
FAQs
Can I use OFX for free?
Yes, you can use our Business Plan. Our Business Plus Plan is also free for 30-days.
You can upgrade, downgrade or switch anytime within your dashboard. Simply go to “Billing” under “Setup” in the account dashboard or contact us directly.
How does the 30-day free trial work?
The 30-day free trial starts from the date your OFX Business Account is approved, or the date you opt into the Business Plus plan (whichever is earlier).
At the end of the free trial, your plan will roll-over into the standard monthly billing cycle using the payment method you provided at sign-up.
You may cancel your free trial at any time before the end of the trial period by reaching out to business@ofx.com or to your dedicated account manager.
Can I see the platform in action?
Yes. Book a personalised demo and speak with our OFX specialists to learn how our financial automation solutions can help your business thrive.
How do I know if the Business plan is right for my business?
If you’re a smaller business looking to streamline your finances, the Business plan allows you to manage and automate payments in 30+ currencies with a Business Account. You can also issue Corporate Cards to employees for better oversight and control.
How do I know if Business Plus is right for my business?
If you’re looking to eliminate manual and busy work, Business Plus offers access to enhanced controls and automation, plus advanced tools like approvals and spend management to reclaim time.
How do I know if Configure is right for my business?
If you have multi entity and/or high volume payments, get in touch with us to discuss custom pricing. Our teams can work with you to develop a configurable pricing package.
Gain better control and real-time insights with OFX
