OFX Pricing Plans – New clients joining from 5 September 2025
Real-time expense visibility, more control. Plans to suit your business
No matter the size of your business, we’re here to help you thrive.
International payments, corporate cards, approvals, and expenses. All in one place.
Standard
Manage and automate payments in 30+ currencies with a Global Business Account and Corporate Cards.
$0
per month (two users included)
Perfect for businesses taking their first step toward smarter payments and currency control.
For first two users
$15 (inc. GST) per additional user / month thereafter
Key features:
- Global Business Account
- Payments
- Corporate Cards
- FX Solutions
- Integrations; Xero and QuickBooks bankfeeds
- 24/7 Service
- Specialist human support via phone, email & online chat
- Onboarding and activation support
- Access currency hedging specialists
Best Value
Full Suite
Enhanced controls and automation at scale, plus advanced tools like approvals and spend management.
$25
(inc. GST) per user / month
For teams looking to unlock more automation and controls as your business grows.
Everything you get in Standard and more:
- Control Hub
- Set approval policies, budgets, spend limits
- Spend Management
- AP & Bill Automation
- Code bills and invoices, OCR capture, bill approval
- Advanced integrations
- Xero (2-way sync), QuickBooks, KeyPay/Employment Hero
- 24/7 Service
- Account Management support
Custom
Bespoke solutions designed to scale with your business. If you need over 50 users or handling high transaction volumes, get in touch with us.
Custom Pricing
Ultimate visibility and control, and additional dedicated support for large businesses.
Everything you get in Full Suite and more:
- High volume payments
- Volume based, tailored FX pricing
- Control Hub; multi-entity support with a single login
- 24/7 Service
- Dedicated Account Manager
- Dedicated onboarding support
37,000 businesses and growing! Join us.
Compare all features across the plans
Standard
Full Suite
Custom
Global Business Account
Receive, hold and pay in 30+ currencies
Receive like a local in USD, GBP, EUR, CAD, AUD (local bank details)
Fund your Global Business Account by your loyalty enabled credit card and earn reward points (Visa, Mastercard)
Payments and Transfers
Make payments in 30+ currencies
Make domestic payments
Transfer funds between different currency accounts
Volume based, tailored FX pricing
Create and send multiple payments in one go. Batch pay suppliers, employees, or contractors, domestically or internationally.
Corporate Cards
Employee cards (Apple Pay, Google Pay)
Company cards (e.g. for SaaS, Ad spend, Travel & Entertainment, Business events & Office supplies)
Issue physical cards with instant digital locks and spend controls
Set individual card limits
Temporarily cancel, lock and unlock virtual cards
Spend Management
Mobile receipt capture (OCR) to automate data entry
Expense management categorisation & tax automation
Budgets to control company spend on cards and payments, and multi-layer approvals
Reimburse employees for out-of-pocket expenses
Accounts Payable (AP) & Bill Automation
Upload third party invoices for payment with OCR capabilities
Bill categorisation and automated general ledger coding
Set up supplier rules for recurring bills
Branded and automated remittance advice to suppliers
Create supplier rules to automate accounting treatments
Control Hub
Invite unlimited users to ‘view access only’ rights
Set budgets for cards and payments to control limits and spend categories
Allocate payment amounts to budgets
Set multi layered approval policies based on segregation of duties: access, create, view and approve
Segregation of duties with role based access (create, view, approve)
Multi-entity support with single login for businesses across multiple locations
FX Solutions
Instantly convert Spot FX at competitive market rates
Manage currency risk with Forward Contracts.
Limit Orders
High volume payments
Volume based, tailored FX pricing
Integrations
Cash transactions automatically synced to Xero and QuickBooks (card spend, payments and conversions)
Xero (2-way sync) includes expense management and bill data automatically synced
Integration with Payroll Software: Keypay/ EmploymentHero
24/7 Service
Specialist 24/7 human support via phone, email & online chat
Onboarding and activation support
Access to FX specialists
Account Management support
Dedicated support
Dedicated onboarding & activation support
Payment and Transfer Fees
Cross border Wire / SWIFT fees (per transaction)
$10
$10
Custom
Domestic payments in AUD – No. of transactions included in plan
20
200
Custom
Domestic payments in AUD – Cost per transaction when transaction exceeds plan
$1
$1
Custom
Receive domestic funds into the Global Business Account (Bank transfer, Direct Debit, Bpay)
$0
$0
$0
Receive international funds into the Global Business Account (Wire, SWIFT)
$5
$5
Custom
Cards Fees
Foreign transaction fees on OFX Corporate Card purchases
$0
$0
$0
FX margins on international card payments
1.50%
1.50%
Custom
Fund your Global Business Account by domestic card (Visa, Mastercard) *
1.27% per transaction
1.27% per transaction
1.27% per transaction
Fund your Global Business Account by international card (Visa, Mastercard)
3.40% per transaction
3.40% per transaction
3.40% per transaction
Pay by Card (by domestic card) *
AMEX: 1.90% of the payment amount
Visa and Mastercard: 1.27% of the payment amount
AMEX: 1.90% of the payment amount
Visa and Mastercard: 1.27% of the payment amount
AMEX: 1.90% of the payment amount
Visa and Mastercard: 1.27% of the payment amount
Pay by Card (by international card)
AMEX: 3.40% of the payment amount
Visa and Mastercard: 3.40% of the payment amount
AMEX: 3.40% of the payment amount
Visa and Mastercard: 3.40% of the payment amount
AMEX: 3.40% of the payment amount
Visa and Mastercard: 3.40% of the payment amount
Physical Card
$10 / card (one-off fee)
$10 / card (one-off fee)
$10 / card (one-off fee)
* Fees are exclusive of GST
Pricing Plan FAQs
Can I use OFX for free?
Yes, you can use our Standard plan. Our Full Suite plan is also free for 30-days.
You can upgrade, downgrade or switch anytime within your dashboard. Simply go to “Billing” under “Setup” in the account dashboard or contact us directly.
How does the 30-day free trial work?
The 30-day free trial starts from the date your OFX Business Account is approved, or the date you opt into the Full Suite plan (whichever is earlier).
At the end of the free trial, your plan will roll-over into the standard monthly billing cycle using the payment method you provided at sign-up.
You may cancel your free trial at any time before the end of the trial period by reaching out to business@ofx.com or to your dedicated account manager.
How do I know if Standard plan is right for my business?
If you’re a smaller business looking to streamline your finances, the Standard plan allows you to manage and automate payments in 30+ currencies. You can also issue Corporate Cards to employees for better oversight and control.
How do I know if Full Suite is right for my business?
If you’re looking to eliminate manual and busy work, Full Suite offers access to enhanced controls and automation, plus advanced tools like approvals and spend management to reclaim time.
How do I know if Custom is right for my business?
If you have multi entity and/or high volume payments, get in touch with us to discuss custom pricing. Our teams can work with you to develop a configurable pricing package.
Can I see the platform in action?
Yes. Book a personalised demo and speak with our OFX specialists to learn how our financial automation solutions can help your business thrive.
Gain better control and real-time insights with OFX