Spokespeople
Meet our experts
Get to know our spokespeople and brand representatives through their bios.
Skander Malcolm
Chief Executive Officer and Managing Director
Skander Malcolm joined OFX in February 2017 as CEO.
Skander has more than 23 years’ experience in financial services including payments technology platforms in both established and emerging markets. As President and CEO of GE Capital (ANZ), he led a team of more than 4,500 employees with an emphasis on delivering sustainable growth and operational excellence.
While in the UK, Skander Malcolm launched the country’s first and largest digital personal loan business, Hamilton Direct Bank, which grew to more than £3 billion in its first five years. While at GE, he also facilitated GE’s largest ever volunteer donation to OzHarvest and bolstered participation in employee volunteering by 40%.
He holds a Bachelor of Economics from University of Sydney and was selected by the Chairman for GE’s most senior Executive Development Program.
Josh Goines
Chief Growth Officer
Josh joined OFX in February 2024 as President, North America and transitioned to Chief Growth Officer in October 2025.
Josh has over 20 years’ experience establishing and scaling innovative businesses at the intersection of financial services, payments, and software. Prior to joining OFX, Josh has worked in a variety of senior roles at a range of FinTech and payment companies including BILL, PayPal, Intuit, Tempo Payments and Green Dot. In addition, he acted as an advisor to Costanoa Ventures, a Silicon Valley based venture capital firm.
His experience spans business development, general management, strategy, finance, working across B2C and B2B, leading large global teams and working in both public and private companies.
Josh holds a Master of Business Administration from Stanford Graduate School of Business and a Bachelor of Arts in Economics and Spanish from Claremont McKenna College.
