Unlock card rewards points
Turning bills into boarding passes.
Earn rewards points for everyday business payments*
Pay suppliers with your rewards credit card and earn points. Whether it’s rent, bills or tax, your business payments can open the door to take your rewards further – literally.
Pay by card
Payments in. Points out.
Use Amex, Visa and Mastercard to turn rent, tax and supplier payments into rewards points that actually do something for you. Flexibility to use your rewards card of choice to earn real rewards points. Collect. Redeem. Repeat.
Why Pay By Card?
Amplify points
Unlock opportunities to earn even more rewards points for your business spend.
Flexible payments
Visa, Mastercard or AMEX – your choice. Earn points your way.
Manage your cashflow
Use your credit card interest free period to manage your cash flow.
How it works
1. Make a payment
Pay suppliers even if they don’t accept card payments. Direct OFX to make a payment and we’ll charge your choice of card to cover the bill amount plus a processing fee.
2. OFX pay the supplier
OFX will make payment of the bill amount to the supplier on your behalf.
3. You collect
The points are yours. Simple as that. Redeem for flights, business expenses, or reinvest back into your business.
More control. Better business productivity.
One view of your global cash, spend and expenses. One place to automate all your approval workflows. One empowered finance team.
Skip the FX fees
Instantly issue employee or company cards and pay zero FX fees on international payments when using held balances from your Global Business Account.
Track your spend effortlessly
From individuals to multi-member teams. From Australia to Asia to Europe and beyond. We make it easy to set clear spending limits that are automatically enforced everywhere.
Save time with built-in automation
Our smart AI scans and verifies receipts and bills. Everything is categorised and mapped to the right place, so you can process more invoices without extra effort.
Open an account today
Join 37,000+ businesses globally regaining control with OFX today
Simplify your business financial operations in one platform and save time and money.
Built with your security in mind
Our 25+ year business was built on secure global payments. We’ve held an Australian Financial Services (AFSL) for 25+ years and are ISO 27001 certified, with security experts in offices around the world.
Ready for a personalised walk-through?
Our top-rated service is built on human expertise. And they’re ready to answer your questions 24/7. By phone, or even a personalised demo.
FAQs
What is Pay by Card?
Pay by Card lets you use your rewards credit card (Visa, Mastercard, or AMEX) to pay business expenses — even if your supplier doesn’t accept card payments. This allows you to increase the opportunities available to earn rewards points.
What kind of payments can I make?
You can use Pay by Card for most business expenses including rent, tax bills, supplier invoices, and other operational costs.
My supplier doesn’t accept card payments. Can I still use Pay by Card?
Yes. That’s what Pay by Card is for. Direct OFX to make a payment we’ll charge your choice of card to cover the bill plus our processing charge. OFX will make a payment of the bill amount to the supplier on your behalf.
What cards can I use?
We accept major credit cards including Visa, Mastercard, and AMEX. You can choose how you want to pay — and how you want to earn based on your rewards card of choice.
Do I earn rewards points when I use Pay by Card?
If your card is linked to a rewards or loyalty program then you may be eligible to earn rewards when using Pay by Card. Since the transaction is charged to your choice of card, you can earn rewards just like any other card purchase depending on the specific rewards program linked to that card. Refer to the terms and conditions of the reward scheme associated with your card to confirm eligibility, rewards and redemption.
Is there a fee to use Pay by Card?
There is a processing fee added to the payment amount. You’ll see the exact fee before confirming payment in the OFX platform. You can access the latest pricing here.
*Disclaimer: OFX does not guarantee or make any representation that you will earn points or accrue other benefits when you use your card to make a payment via Pay By Card. Your ability to earn rewards by using a card to pay business expenses via Pay By Card depends on the terms and conditions of your card’s associated rewards program. Please consult your card issuer for details regarding points accrual, redemptions and availability.
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