Spot Transfers
Great rates with zero wait. OFX Spot Transfers.
Making FX transfers through the banks can be clunky and expensive. The OFX secret is our global payment network, built over decades. Enjoy more than just an automated payment system; access great rates in 30+ currencies and fast, reliable transfers.


What is a Spot Transfer? And why use one?
A Spot Transfer is an instant currency exchange, one you make “on the spot”. We’ll show you the two currencies and our competitive rate, updated in real-time.
Great for paying an international supplier or employee. When you need to do international business right now, this is how you do it. The moment you agree to the rate, the transfer is made. Fast and secure.
Spot Transfers power international business. Here’s how:
Fast, efficient, flexible. When you make Spot Transfers from your OFX account, you can use them to power your business in all sorts of ways.
Pay in 30+ currencies
Group multiple payments to suppliers and approve in one go with real-time exchange rates in 30+ currencies.
Consolidate international payments
Save time when you pay your local and overseas office rent, utilities, tax, and services all from one account.
Protect your profits
Protect your profits when you convert foreign revenue into your local currency at competitive FX rates.
Spot Transfers, powered by your Global Business Account.
Finally, a single account to manage all your currencies and international payments. It’s time to take control, with this money and time-saving account.
Get better rates, in 30+ currencies. And enjoy fast, secure payments to 170+ countries.
Quickly cover costs. Instantly top up between currency accounts with a Spot Transfer.
Eliminate busywork. Group multiple payments and send them all with a single click.
No FX fees. Unlike the banks, we don’t charge FX fees when drawing from held balances.
Take 48 hours to pay. Lock in that great rate now, and we give you two business days to fund it.
Pay with confidence. All OFX payments include an automatic email notification to your payee, branded with your logo.
Ready for multi-currency payments at great rates?
Join 37,000+ businesses globally regaining control with OFX today
Simplify your business financial operations in one platform and save time and money.

Peace of mind with over 25 years of global security
Our business is built on secure global payments and decades of FX experience. We’ve held an Australian Financial Services (AFSL) for 25+ years, are regulated by ASIC and AUSTRAC and ISO 27001:2022 certified.


Stay a step ahead, with our free monthly FX report
Don’t let currency fluctuations catch you off guard. Get our FREE monthly currency outlook, prepared by our team of global currency specialists. Includes our time-saving FX rate cheat sheet.
See what our clients say about us
Get better rates in 30+ currencies on Spot Transfers.