Global Executive Team
John (‘Skander’) Malcolm
Chief Executive Officer and Managing Director
James Georgeson
Chief Financial Officer
Adam Thomas
Chief Technology Officer
Kate Svoboda
Chief People and Culture Officer
Yung Ngo
Chief Customer Officer
Maeve McMahon
Chief Commercial Officer, B2B
Josh Goines
Chief Growth Officer
Adrian Wong
Chief Legal Officer and Company Secretary
Kate Malone
Chief Risk Officer
Axel Freytag
Chief Commercial Officer, B2C
John (‘Skander’) Malcolm
Chief Executive Officer and Managing Director
Skander joined OFX in February 2017 as CEO and Managing Director.
Skander has more than 30 years’ experience in financial services and healthcare. In financial services, he has depth across consumer payments, consumer finance, joint ventures, partnerships, commercial lending and leasing and digital. His global experience includes having lived and worked in Australia, New Zealand, the UK, the US, Turkey, the Middle East, Africa and Eastern Europe.
Prior to joining OFX, Skander was President Eastern & African Growth Markets for GE Healthcare, and prior to that, President, GE Capital, Australia and New Zealand. He worked for GE from 2003 to 2016, and prior to that worked at Westpac Banking Corporation and Household International.
Skander holds a Bachelor of Economics from the University of Sydney.
James Georgeson
Chief Financial Officer
James joined OFX in February 2026 and was appointed Chief Financial Officer effective April 2026.
James has more than 20 years’ experience in financial services spanning M&A, large-scale transformation programs and Chief Financial Officer roles.
Prior to joining OFX, James was CFO of ASX-listed EML Payments, including 12 months in London working to support their European business. Prior to this he held a range of roles with AMP for more than 20 years, the last four of which were as Group Chief Financial Officer where he oversaw a number of large-scale M&A transactions and transformation programs. This included leading the separation of AMP’s legacy life insurance business and the sale of its investment management business. Prior to this role, James held divisional CFO roles for AMP’s Wealth Management business and its New Zealand business.
James holds a Bachelor of Accounting from the University of Technology Sydney and a Master of Commerce in Professional Accounting from Macquarie University. He is a Chartered Accountant and a Graduate of the Australian Institute of Company Directors.
Adam Thomas
Chief Technology Officer
Adam joined OFX in December 2019 and was promoted to Chief Technology Officer in August 2020.
Adam has more than 20 years’ experience in IT and product development across finance, media and telecommunications and management consulting across many more industries. His specialty is combining agile, product-led engineering teams with commercial enterprise architecture to provide scalable capability for business growth and product innovation.
Prior to joining OFX, Adam was Global Chief Architect for News Corp and Head of Architecture and Technology Strategy for News Corp Australia, leading the transformation of the many mastheads towards digital sustainability. Prior to that he was Head of Platforms, leading largescale engineering and systems integration teams providing cost efficient delivery of capabilities and innovation. Adam previously worked in Management Consulting for PwC and IBM.
Adam holds a Bachelor of Science (Business Information Technology) from the University of NSW.
Kate Svoboda
Chief People and Culture Officer
Kate joined OFX in January 2021 as Chief People and Culture Officer.
Kate has over 20 years’ experience in people and culture across a range of roles in the financial services industry. She has deep experience developing people and culture strategies that support and enable business strategy.
Prior to joining OFX, Kate was Chief People and Culture Officer at Genworth Australia where she led culture and engagement, organisational design and effectiveness, capability and workforce planning, talent acquisition and development, diversity and inclusion and remuneration and benefits. Prior to Genworth, Kate worked as a Senior Human Resources Business Partner for Challenger and held various human resources roles at the Commonwealth Bank of Australia. She has also worked in a range of management and clinical roles in public health.
Kate holds a Master of Business Administration from the University of New England and a Bachelor of Speech Pathology from the University of Queensland.
Yung Ngo
Chief Customer Officer
Yung joined OFX in March 2019 as President, Asia Pacific and transitioned to Chief Customer Officer in October 2025.
Yung has over 25 years’ financial services experience in the payments, banking and insurance industries.
Prior to joining OFX, Yung has held senior executive positions at Westpac, St. George Bank and GE Capital leading businesses across retail banking, home lending and commercial finance. He has extensive experience driving growth across different segments and channels including consumer and corporates, business partnerships and third-party channels, as well as call centre distribution.
Yung holds a Bachelor of Jurisprudence and a Bachelor of Laws from UNSW and is also a Graduate of the Australian Institute of Company Directors.
He is currently a non-executive director for Thrive Refugee Enterprise, a not-for-profit organisation dedicated to assisting refugees and asylum seekers to become financially independent by starting or growing their own small business. He was previously a non-executive director for Settlement Services International, a not-for-profit organisation supporting the humanitarian sector.
Maeve McMahon
Chief Commercial Officer, B2B
Maeve joined OFX in December 2021 as CEO of OFX Ireland and Head of Europe. She was promoted to President, EMEA in August 2023 and transitioned to Chief Commercial Officer, B2B in October 2025.
Maeve has over 25 years’ experience in payments and financial services, gained in Ireland, the UK and internationally.
Prior to joining OFX, Maeve has worked in a variety of senior roles at large organisations, including at Ulster Bank, NatWest, GE Capital International, MasterCard and American Express. Passionate about customers and customer centricity, her experience spans sales, partnerships, customer experience, marketing and product development.
Maeve holds an honours degree in Business Studies and French from the University of Limerick, Ireland, a Postgraduate Diploma in Marketing from the Chartered Institute of Marketing UK and she is a Certified Director from the Institute of Directors (IoD).
Maeve is also a Non-Executive Director of the Football Association of Ireland.
Josh Goines
Chief Growth Officer
Josh joined OFX in February 2024 as President, North America and transitioned to Chief Growth Officer in October 2025.
Josh has over 20 years’ experience establishing and scaling innovative businesses at the intersection of financial services, payments, and software. Prior to joining OFX, Josh has worked in a variety of senior roles at a range of FinTech and payment companies including BILL, PayPal, Intuit, Tempo Payments and Green Dot. In addition, he acted as an advisor to Costanoa Ventures, a Silicon Valley based venture capital firm.
His experience spans business development, general management, strategy, finance, working across B2C and B2B, leading large global teams and working in both public and private companies.
Josh holds a Master of Business Administration from Stanford Graduate School of Business and a Bachelor of Arts in Economics and Spanish from Claremont McKenna College.
Adrian Wong
Chief Legal Officer and Company Secretary
Adrian joined OFX as Chief Legal Officer and Company Secretary in December 2022. He has over 25 years’ experience in legal, risk, governance and compliance matters, including over 15 years in financial services.
Prior to OFX, Adrian was General Counsel and Company Secretary at Latitude Financial Services. He previously held the position of Executive Counsel – Mergers & Acquisitions at GE, where he was responsible for all M&A activity in Australia and New Zealand. Adrian has also worked with Energy Australia, Linklaters in London and Ashurst in Australia.
Adrian has a Bachelor of Laws (Honours) and a Bachelor of Commerce degree from Monash University.
Kate Malone
Chief Risk Officer
Kate joined OFX in May 2025 as Chief Risk Officer.
Kate has over 20 years’ experience in senior roles across the legal, financial services, energy and health sectors. She is an experienced executive, with deep expertise in enterprise and operational risk, having led the development of robust risk frameworks and regulatory programs across complex environments.
Kate has also overseen major transformation initiatives spanning risk, data and technology, and is known for building strong risk cultures and effective governance structures.
Prior to joining OFX, Kate held CRO, COO and CFO positions at leading organisations including Slater and Gordon Lawyers, Latitude Financial Services and GE. Kate holds a Bachelor of Science (Hons) and is a Graduate of the Australian Institute of Company Directors
Axel Freytag
Chief Commercial Officer, B2C
Axel joined OFX in October 2020. He was promoted to Chief Strategy and Corporate Development Officer in April 2023 and transitioned to Chief Commercial Officer, B2C in 2025.
Axel has over 15 years’ experience in corporate strategy, finance, M&A and execution.
Prior to joining OFX, Axel was a management consultant at Strategy& (formerly Booz & Co) and had held various corporate finance roles at GE. He had also spent time in private equity and working with entrepreneurs.
Axel holds a Master of Business Administration from Columbia Business School and a Bachelor of Arts in Economics from McGill University. He is a native Spanish speaker and proficient in French.
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