Meet our experts

Skander Malcolm

Chief Executive Officer and Managing Director

Skander Malcolm joined OFX in February 2017 as CEO.

Skander has more than 23 years’ experience in financial services including payments technology platforms in both established and emerging markets. As President and CEO of GE Capital (ANZ), he led a team of more than 4,500 employees with an emphasis on delivering sustainable growth and operational excellence. While in the UK, Skander Malcolm launched the country’s first and largest digital personal loan business, Hamilton Direct Bank, which grew to more than £3 billion in its first five years. While at GE, he also facilitated GE’s largest ever volunteer donation to OzHarvest and bolstered participation in employee volunteering by 40%.

He holds a Bachelor of Economics from University of Sydney and was selected by the Chairman for GE’s most senior Executive Development Program.

Alfred Nader

President, North America

Alfred Nader joined OFX in September 2019 as President, North America.
Alfred has close to 20 years of experience in all aspects of cross-border payments and foreign exchange, having held senior management positions at Western Union and Travelex. 
Before joining OFX, Alfred was Regional Vice President for Latin America and the Caribbean for Western Union Business Solutions (WUBS), and was responsible for all WUBS activities in the region. He also served as the Vice President of Corporate Strategy and Development for WUBS and prior to that, held senior roles with Travelex. 
Alfred holds a BBA from The George Washington University and an MBA from MIT’s Sloan School of Management.  He resides in the San Francisco Bay area with his wife and three daughters.

David Nicholls

Director of Enterprise Development and eCommerce for OFX

David Nicholls is the Director of Enterprise Development and eCommerce for OFX.

He leads OFX’s efforts to provide simple and secure payment solutions to allow SMB’s to operate on the global stage with the agility of a multinational. David has more than 15 years of experience in cross border payments and startup enablement. He is a regular contributor to providing advice and opinions for businesses with international focus. He is a media spokesman and has been quoted in The Telegraph and Evening Star in the UK and has appeared on Bloomberg commenting on currency issues for SMBs.

David is a qualified Financial Market Technical Analyst with a Degree in Economics and Corporate Finance.

Michael Judge

Head of Corporate Dealing ANZ

Michael Judge is employed as Head of Corporate Dealing at OFX. His primary responsibility encompasses the management of a diverse team of FX Specialists. A mandate which includes mitigating the foreign exchange risks faced by medium and institution based corporates, Michael oversees a wholesale flow of cross-border payments. Possessing an inherent interest in the intricacies of market analysis, Michael has become a spokesperson for the business, regularly providing insights and commentary to the broader business community and also to media.

Michael is an accredited AFMA foreign exchange dealer, holding a Bachelor of Commerce from Macquarie University as well as a Diploma in Financial Services.

Matt Richardson

Senior Dealer – Corporate Clients

Matt started his OFX career in November 2009 as a Private Client Dealer, aged 23. After eight months he transferred to OFX’s London offices, joining the UK based Private Client Team. After two years Matt relocated home to join the Sydney based Corporate Dealing Desk and continues to develop his role as a relationship manager and point of contact for OFX’s Australasian corporate client base.

In 2013 Matt began absorbing media responsibilities into his role, making a regular weekly appearance on Sky Business as well as authoring the Daily Commentary sent daily to OFX Australasian clients.

Matt has become OFX go to authority for market commentary and on top of his weekly Sky News commitments has supplied analysis for Bloomberg Radio, the AFR and other local media outlets.

Global offices

Level 19
60 Margaret St
NSW 2000


Level 33, ANZ Centre
23-29 Albert Street
New Zealand


49 Stevenson St
13th Floor
San Francisco
CA, 94105

San Francisco

4th Floor,
The White Chapel Building,
10 Whitechapel High St, London,
United Kingdom,
E1 8QS


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145 King St West
Toronto, ON
M5H 1J8


29F, Bonham Circus
40-44 Bonham Strand,
Sheung Wan,
Hong Kong

Hong Kong