OFX Fee Schedule
Effective: 12 May 2026
This Fee Schedule applies to Clients who have agreed to the OFX Subscription Agreement (Business) and conduct, access or use a Subscription Plan and/or Services.
You and your means you, the primary, authorised OFX Client that applies for and is approved for an OFX Business Account. When you add an additional User, it will also include and apply to them.
We, us, our and OFX refers to NZForex Limited (CN: 2514293).
This Fee Schedule includes this document, together with the OFX agreements that apply to the OFX products and Services (“OFX agreements”), including but not limited to the:
- OFX Subscription Agreement (Business);
- OFX General Terms and Conditions (Business);
- OFX Card Agreement (Business) which governs your OFX Card;
- Where relevant to your OFX Card, the Google Pay Terms and Conditions and the Apple Pay Terms and Conditions;
- AI and Beta Terms of Use;
- Privacy Policy; and
- Where you add an Advisor, the Advisor Terms and Conditions.
You should read this Fee Schedule together with all OFX agreements that apply to you. The OFX agreements can be found at www.ofx.com/legal.
Terms that are not defined in this Fee Schedule can be found in the applicable OFX agreement. You will need to agree to this Fee Schedule to use a Subscription Plan, an OFX Business Account and Services.
1. About the Fees
All references to $ are referring to the New Zealand Dollar (NZD).
Where taxes apply to the Services:
- You are solely responsible for determining, collecting, withholding, reporting, and remitting applicable taxes, duties, fees, surcharges and additional charges that arise from or because of your use of the Services under a Subscription Plan.
- If you are not charged taxes by us, you are responsible for determining if taxes are payable, and if so, remitting taxes to your appropriate tax authority.
- All Fees listed in this Fee Schedule are exclusive of applicable federal, provincial or other governmental sales, goods and services, harmonized or other taxes, fees or charges or any other taxes now in force or enacted in the future
- Where we apply taxes, tax rates are calculated based on the information you provide on registration and the applicable rate at the time of your Billing Cycle charge.
- If you are exempt from paying taxes, you need to provide us with evidence of this exemption.
2. Fees
| Product Feature | Fee or number included in Subscription Plan |
| Standard | Full-Suite | Custom | |
| Monthly subscription fee | $0.00 | $75.00 (inc. GST) per month inclusive of 5 Authorised Users and $10.00 (inc. GST) per additional Authorised User per month | custom |
| Cost per Authorised User | $0.00 (unlimited Authorised Users) | $75.00 (inc. GST) per month inclusive of 5 Authorised Users and $10.00 (inc. GST) per additional Authorised User per month | custom |
| Cost per user with view-only rights | $0.00 | $0.00 | $0.00 |
| Cost per user with approval-only rights | n/a | $0.00 | $0.00 |
| Pay Out |
| Domestic payment fee (in NZ) NZD – no. of transactions included per month | 20 transactions included per month $1.00 for each additional transaction | 50 transactions included per month $1.00 for each additional transaction | 50 transactions included per month Custom |
| Cross-border SWIFT/Wire fees (per transaction)* | $10.00 | $10.00 | Custom |
*Local NZ payments are coming soon. Until then, we will waive any SWIFT fees for NZD transfers.
| Pay In (Receive) |
| Receive domestic transfers into the OFX Global Business Account | $0.00 | $0.00 | $0.00 |
| Receive funds into the OFX Global Business Account cross border using SWIFT/Wire | $5.00 | $5.00 | Custom |
| OFX Cards (Note: coming soon) |
| Digital Cards | Included* | Included* | Included* |
| Physical Cards | $10.00 (incl GST) per card | $10.00 (incl GST) per card | $10.00 (incl GST) per card |
| Foreign Transaction Fee on Card purchases | $0 | $0 | $0 |
* Subject to fair use: refer to OFX Card Agreement for details
| FX Solutions |
| Currency Conversion OFX Margin | The Margin will be included in the exchange rate quoted to you for the conversion of one currency for another currency. | The Margin will be included in the exchange rate quoted to you for the conversion of one currency for another currency. | The Margin will be included in the exchange rate quoted to you for the conversion of one currency for another currency. |
| Automatic Conversion OFX Margin (OFX Card) | 1.50% | 1.50% | 1.50% |
3. General
3.1 Contact Us: you can contact us by email at:business@ofx.com
3.2 Governing Law: This Fee Schedule shall be interpreted in accordance with the laws of New Zealand, and you agree to submit to the jurisdiction of the courts of New Zealand.
3.3 No waiver: If we fail or delay objecting or act when you breach any section of this Fee Schedule, all sections of this Fee Schedule remain valid and unchanged. We also reserve our right to act on that breach or any similar breach later. Any action or omission by us does not mean that we have waived or changed this Fee Schedule.
3.4 Changes: We may add, change, replace or remove a feature or detail set out in Schedule 1 of the Subscription Agreement (Business) or a Fee in this Fee Schedule. We will notify you when we make a material change or when we are required to do so by law. The notice of change may be given in an email, using the OFX Business platform, or posting the notice of change to our Website . You will have accepted the change if, after the change is effective: you use, or access, or activate your OFX Business Account, you conduct, access or use any Services, and/or your OFX Business Account remains open.