Send Money to the US
How to send money to the U.S.
Gather the relevant banking information of your recipient including the name on the account, the routing number and bank account number.
Create a free online account with OFX, or login to get a live quote for your money transfer.
Enter your details and those of your recipient.
Choose ‘finalise transaction’ to process your payment.
It’s easy and affordable to send money to the U.S. using OFX. Even if you’re not ready to transfer funds today, you can sign up now, so your account is active and ready when a great exchange rate comes up.
When sending money to the U.S., also known as a wire transfer to the USA, keep in mind that different tax regulations may apply depending on many factors including:
how the money is going to be used
how much you are sending
the source of the funds
if the money has been taxed elsewhere
For example, for tax purposes, supporting family members by paying for living expenses is usually considered different from sending large sums as a gift.
How to transfer money to the U.S. at a great exchange rateWhen reviewing exchange rates, remember that the U.S. dollar is a global reserve currency and is considered a safe haven in tumultuous times. Upcoming announcements from the Fed are also important in USD valuations. If you want to read up on the factors that influence the value of the US dollar or other currencies, head over to the Exchange Rates section of our site.
US Money Transfers - FAQs
Wondering how to send money to the U.S.? Use OFX to exchange your pounds for U.S. dollars, because you’re too smart for your bank. With offices around the world, we provide 24-hour access to our highly skilled transfer team.
Is there any limit on how much money I can send to the U.S.?
Nope. OFX works well for both businesses and individuals.
Can I send money from a U.S. bank account to Australia?
Does OFX transfer money to all U.S. banks?
OFX can transfer funds to almost any bank in the U.S., including, but not limited to:
- Bank of America
- Morgan Stanley
- JP Morgan
- Goldman Sachs
Unfortunately, we cannot make transfers to Capital One accounts.
You can reach our dedicated customer service agents 24/7 (including weekends and most holidays). When others are closed, we’re open. Need a quote? Need it ASAP? Need to talk to someone about your mother? We’re here for you.
When you use OFX, you’ll get fast, efficient service, and we’ll keep you informed of where your money is along the way. For all your overseas payments, OFX is simply smarter.
How can OFX help you manage USD/GBP exchange rate swings?
Check out our risk management strategies and stay in control of your money.
Popular USA cities to send money to:
- New York
- Los Angeles
- San Antonio
- San Diego
- San Jose
- San Francisco
- Fort Worth