Save with OFX’s bank-beating rates.
See how OFX rates compare with major banks. Every month, an independent third party compares OFX with 15 banks across multiple countries and currencies, factoring in exchange rates, margins and fees.
Transfer GBP£25K to USD and you could save up to US$1,384 with OFX
| Company | £25k GBP to USD= | $ difference |
|---|---|---|
 | $32,762 | $1,384 extra |
| Barclays Bank | $31,378 | $1,384 less |
| Lloyds Bank | $31,405 | $1,357 less |
| Natwest | $31,601 | $1,161 less |
| HSBC | $32,162 | $600 less |
The comparison savings are based on a single transfer of GBP£20,000 to USD. Savings are calculated by comparing the exchange rate including margins and fees provided by each bank and OFX on the same day (1 October 2026). Pricing data is provided by an independent third party, Macro Analytics PTY. LTD. (ABN 65 642 332 045) trading as PinPoint Macro Analytics. The comparison savings provided are true only for the example given and may not include all fees and charges. Different currency exchange amounts, currency types, dates, times and other individual factors will result in different comparison savings. These results therefore may not be indicative of actual savings and should be used only as a guide. The rate comparison chart is updated monthly.
What costs are being compared?
To compare OFX with the banks on a like-for-like basis, an independent third party considers the exchange rate, margin and fees for the same transfer on the same day. The comparison then looks at how much the recipient would receive with OFX versus the average across the banks reviewed.*
Comparisons are updated monthly for:
*Results apply only to the examples shown and are a guide only. Actual savings vary depending on the amount, currencies, date, time, fees and other individual factors.
Which banks are OFX rates compared with?
| AU | US | CA | UK |
| ANZ | Bank of America | CIBC | Barclays Bank |
| CBA | Citi Bank | RBC | Lloyds Bank |
| NAB | JPMorgan Chase | TD | HSBC |
| Westpac | Wells Fargo | Scotiabank | Natwest |
The price comparison looks at how much it costs to send money internationally using OFX and each of the banks listed, between specified currencies on the same day.
Transfer AU$20K to USD you could save up to US$426 with OFX
| Company | $20k AUD to USD = | $ difference |
|---|---|---|
| $14,191 | $462 extra |
| Westpac | $13,730 | $462 less |
| NAB | $13,811 | $381 less |
| ANZ | $13,815 | $377 less |
| CBA | $13,833 | $358 less |
The comparison savings are based on a single transfer of AUD$20,000 to USD. Savings are calculated by comparing the exchange rate including margins and fees provided by each bank and OFX on the same day (1 October 2026). Pricing data is provided by an independent third party, Macro Analytics PTY. LTD. (ABN 65 642 332 045) trading as PinPoint Macro Analytics. The comparison savings provided are true only for the example given and may not include all fees and charges. Different currency exchange amounts, currency types, dates, times and other individual factors will result in different comparison savings. These results therefore may not be indicative of actual savings and should be used only as a guide. The rate comparison chart is updated monthly.
Transfer US$20K to EUR and you could save up to EUR€1,543 with OFX
| Company | $20k USD to EUR = | € difference |
|---|---|---|
| € 17,574 | € 1,543 extra |
| Wells Fargo | € 16,031 | € 1,543 less |
| Bank of America | € 16,119 | € 1,455 less |
| JPMorgan Chase | € 16,136 | € 1,439 less |
| Citibank | € 16,844 | € 731 less |
The comparison savings are based on a single transfer of USD$20,000 to EUR. Savings are calculated by comparing the exchange rate including margins and fees provided by each bank and OFX on the same day (1 October 2026). Pricing data is provided by an independent third party, Macro Analytics PTY. LTD. (ABN 65 642 332 045) trading as PinPoint Macro Analytics. The comparison savings provided are true only for the example given and may not include all fees and charges. Different currency exchange amounts, currency types, dates, times and other individual factors will result in different comparison savings. These results therefore may not be indicative of actual savings and should be used only as a guide. The rate comparison chart is updated monthly.
Transfer GBP£25K to USD and you could save up to US$1,384 with OFX
| Company | £25k GBP to USD= | $ difference |
|---|---|---|
| $32,762 | $1,384 extra |
| Barclays Bank | $31,378 | $1,384 less |
| Lloyds Bank | $31,405 | $1,357 less |
| Natwest | $31,601 | $1,161 less |
| HSBC | $32,162 | $600 less |
The comparison savings are based on a single transfer of GBP£20,000 to USD. Savings are calculated by comparing the exchange rate including margins and fees provided by each bank and OFX on the same day (1 October 2026). Pricing data is provided by an independent third party, Macro Analytics PTY. LTD. (ABN 65 642 332 045) trading as PinPoint Macro Analytics. The comparison savings provided are true only for the example given and may not include all fees and charges. Different currency exchange amounts, currency types, dates, times and other individual factors will result in different comparison savings. These results therefore may not be indicative of actual savings and should be used only as a guide. The rate comparison chart is updated monthly.
Transfer CAD$20K to USD and you could save up to US$1,269 with OFX
| Company | $20k CAD to USD = | $ difference |
|---|---|---|
| $14,292 | $1,269 extra |
| CIBC | $13,023 | $1,269 less |
| TD | $13,239 | $1,053 less |
| Scotiabank | $13,992 | $300 less |
| RBC | $14,076 | $216 less |
The comparison savings are based on a single transfer of CAD$20,000 to USD. Savings are calculated by comparing the exchange rate including margins and fees provided by each bank and OFX on the same day (1 October 2026). Pricing data is provided by an independent third party, Macro Analytics PTY. LTD. (ABN 65 642 332 045) trading as PinPoint Macro Analytics. The comparison savings provided is true only for the example given and may not include all fees and charges. Different currency exchange amounts, currency types, dates, times and other individual factors will result in different comparison savings. These results therefore may not be indicative of actual savings and should be used only as a guide. The rate comparison chart is updated monthly.
