We’re OFX. Moving money globally is what we do
We help businesses and individuals to securely send and receive money, without the excessive bank fees.
We also help individuals save money on fees when sending money abroad
Get a great IntrOFX deal for your first personal transfer
We offer fast and secure money transfers for…
Businesses
Receive payments, pay staff, invoices or suppliers. We can seamlessly integrate or tailor a solution for your business.
eCommerce
Running an online business? Make and take payments in multiple currencies, from one place.
Individuals
Moving overseas? Paying tax, a mortgage or bills in another country? You can send money to 170+ countries.
Get a great IntrOFX deal for your first personal transfer.
Terms and conditions apply.
Don’t get caught short – plan for
market volatility
No one likes surprises. We’ve got a range of tools available to help you plan for the ups, and downs of currency markets. Chatting to one of our OFXperts about risk management can help make a big difference to your bottom line.
Trusted by businesses of all sizes. Here’s what they say
Smart leaders pay attention to FX
Fraser Crawford, Chief Finance Officer @ HICX
Planning against FX risk could save you thousands
Wesley Haagmans, CFO @ Braden Group
One company. Multiple products to support your business
Carla McCallion, Finance Manager @ United Rugby Championship
We’re proud to be the official FX partner of…
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Ready to make a transfer? Create your free account to get started.
Secure and regulated
We’re registered as an e-money institution with the Financial Conduct Authority (FCA).
We monitor transactions for suspicious activity with sophisticated technology. Our teams are highly trained and we have a dedicated Financial Investigation department that specialises in the detection and prevention of fraud.
Are you incurring unnecessary costs on global payments?
Hear from business owners and finance leaders how they manage their global payments without needlessly losing money.
Access your free report to find out how other businesses are helping protect their profits, streamlining processes, and saving time and money on overseas payments.
How to get started
Create your OFX account
Start your registration online or via the OFX app. We’ll ask for some personal information including your contact details and nationality.
Verify your identity
Verification helps keep our platform safe, so we’ll check your details to ensure everything matches up.
Get your government-issued photo ID handy. We’ll ask you to submit a photo of yourself and your document.
One of our OFXperts will call for final verification and to get you ready for your first transfer.
Enter your transfer details
Tell us the amount you want to send or the amount that you want the recipient to receive. See your customer rate.
Next, add your recipient and their account details and choose your payment option.
If everything looks correct, press confirm to lock in your transfer.
Send funds for your transfer
If you’re using Direct Debit we’ll withdraw the agreed amount from your nominated account and send to your recipient.
If you’ve selected a wire transfer, log in to your online banking or visit your branch to make payment. Be sure to follow the instructions in your OFX payment confirmation.
Track your transfer
We will send you email notifications when we receive funds and pay out your transfer to your recipient. You can also opt in for SMS updates or even track your transfer by logging in online or on the app and selecting ‘transfers’ on your home screen.
We’re more than just money transfers.
Stay informed about currencies with these helpful tools.
Currency Outlook, your monthly overview
Markets can be confusing, so we create a jargon-free guide to what could impact exchange rates each month.
Check your currency’s past performance
See a currency pair’s performance over the last few days, weeks, months, or even years.
Never miss a rate with Rate Alerts
Got a rate in mind? Set up a Rate Alert and we’ll send you an email or SMS if the target is reached.
Check exchange rates
Exchange rates can change so quickly. Check the Interbank rate for different currencies as well as fluctuations over days, weeks, months or years.
Ready to make a transfer? Create your free account to get started.
Send money to over 170 countries
Quick, secure, global payments to more than 50 currencies
FAQs
Is my money secure with OFX?
With OFX’s advanced transaction monitoring, the eagle eyes of our OFXperts, regulation by over 50 regulators globally, and over 25 years of experience, you can have confidence that your money is secure with OFX.
Our transfer process operates on a risk-averse model, meaning that we never pay out your funds before we receive them from you. This ensures that OFX has zero default risk from client earnings. Learn more about OFX’s security measures and regulations in your local area.
How is OFX regulated?
OFX is an electronic money institution (EMI) regulated in the UK by the Financial Conduct Authority with respect to e-money.
OFX is a global business with financial services licences around the world. We engage with over 50 regulators globally on all types of financial crime which not only helps protect our clients, but also contributes to a safer financial environment.
How do we protect your money?
As an EMI, OFX follows a process known as ‘safeguarding’. We hold a sum of money in a separate bank account to match the transfer to your recipient. These ‘safeguarded’ funds are kept separate from our other bank accounts and are subject to various controls. This protection continues until we have made the payment.
In the event of OFX ceasing business, you and the claims of other eligible customers will be paid from the safeguarded funds in priority to others. There is no limit applied to the amount you can claim under safeguarding, but any administrative costs associated with returning funds to customers will be deducted first.
Read more about how firms like OFX protect their customers on the FCA website.
Are there any times when my money isn’t protected by safeguarding?
Safeguarding only applies when you send money to a third party, so when you send money between your own bank accounts safeguarding is not applied.
When I send money with OFX, am I protected by FSCS?
OFX is not a bank, and so you are not protected by the Financial Services Compensation Scheme (FSCS) when you send money with OFX.
I am a corporate customer with a Global Currency Account (GCA). Is my money also protected?
Yes. Safeguarding applies to all e-money held by OFX for corporate customers in its Global Currency Accounts.
We use robust security measures to keep your transfers secure
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