International money transfers.
Bank-beating exchange rates
Send money to 170+ countries
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International money transfer
Live rates as at Feb 7, 2026, 7:50 AM (CUT)
1 Canadian dollar = 0.727044 US dollar
Inverse rate 1.375432
New to OFX? Get a rate too good to ignore.
Take advantage of a great introductory rate across these 7 currencies on your first personal transfer when booked online. Then keep the savings going with our bank-beating rates across 50+ currencies when you transfer again. T&Cs apply.
Terms and Conditions: The introductory rate is (i) available to new personal customers of CanadianForex Inc. dba OFX who have registered from 1 April 2021 and have not dealt; (ii) for the first spot transfer only if that transfer is self-booked by the customer in our online platform; and (iii) in sell and buy currencies of CAD, USD, AUD, NZD, GBP, EUR, SGD. Offer ends March 31, 2026 at 11:59pm (UTC-4). Offer not available (i) to customers on pre-arranged fixed rates; (ii) to customers referred by OFX partners; or (iii) in conjunction with any other offers. OFX reserves the right to withdraw the offer at any time. All transactions are governed by OFX Terms and Conditions which includes information in relation to Margin which is how we make our money.
How to send money internationally from Canada.
Enter amount to send in CAD.
Enter the amount you want to send in Canadian dollars and select your destination currency.
Check the rates.
Get competitive rates when you transfer, with customized rates offered for larger transactions or regular international payments.
Send your payment.
Enter your recipient’s details and hit ‘Transfer Now’. You can keep track of your transfer online or via the OFX app.
Keep more of your money
Save on the rates banks charge with OFX.
Unlock bank-beating rates for global money transfers with OFX. We make moving money easy and help you access real savings.
Need to talk to someone? Our currency specialists are available on the phone 24/7, day and night. Get real help when you need it, backed by a simple, digital platform.
Transfer amount CAD 20,000 to USD
| Company | $20k CAD to USD = | $ difference |
|---|---|---|
 | $13,770 | $272 extra |
| CIBC | $13,498 | $272 less |
| Scotiabank | $13,539 | $231 less |
| RBC | $13,587 | $183 less |
| TD | $13,648 | $122 less |
The comparison savings are based on a single transfer of CAD$20,000 to USD. Savings are calculated by comparing the exchange rate including margins and fees provided by each bank and OFX on the same day (1 Jan 2026). Pricing data is provided by an independent third party, FXC Intelligence Ltd. The comparison savings provided is true only for the example given and may not include all fees and charges. Different currency exchange amounts, currency types, dates, times and other individual factors will result in different comparison savings. These results therefore may not be indicative of actual savings and should be used only as a guide. The rate comparison chart is updated monthly.
How do I send my money at a good rate?
Our competitive customer rates are often more favorable than the rates offered by banks. They also come with low or no transfer fees. With the ability to see changing market rates in an instant and make your overseas money transfers quickly, you can secure a great rate when the timing is right.
Our team of dedicated customer service specialists are available to call 24/7 to answer any questions and guide you through the transfer process.
How long does it take to send money internationally?
Generally, no time at all. Since we have a global network of bank accounts, making a transfer with us is not only secure, but also very fast.
As soon as you send us your funds, we’ll transfer them to your recipient. The time it takes for us to transfer the funds to your recipient depends on the country, but in most cases, it takes 1-2 business days.
See our list of standard delivery times for money transfers times to our most popular countries.
Best way to send money internationally with OFX.
Once you’ve locked in your money transfer, the best way to pay is via bank transfer to OFX. Payment methods may vary depending on the currency and destination your sending.
How to make a international money transfer with OFX.
1. Create your OFX account
Start your registration online or via the OFX app. We’ll ask for some personal information including your contact details and nationality.
2. Verify your identity
Verification helps keep our platform safe, so we’ll check your details to ensure everything matches up. We may ask you to upload documents including proof of identity and proof of address.
One of our OFX specialists will call for final verification and to get you ready for your first transfer.
3. Enter your transfer details
Tell us the amount you want to send or the amount that you want the recipient to receive. See your customer rate.
Next, add your recipient and their account details and choose your payment option.
If everything looks correct, press confirm to lock in your transfer.
4. Send funds for your transfer
If you’re using Direct Debit we’ll withdraw the agreed amount from your nominated account and send to your recipient.
If you’ve selected a wire transfer, log in to your online banking or visit your branch to make payment. Be sure to follow the instructions in your OFX payment confirmation.
5. Track your transfer
We will send you email notifications when we receive funds and pay out your transfer to your recipient. You can also opt in for SMS updates or even track your transfer by logging in online or on the app and selecting ‘transfers’ on your home screen.
Why choose OFX
24/7 support
Talk to a real person at any time, day or night
Easy to use
Check rates, make payments or track transfers online via our app
More currency certainty
Fix your rate to protect against market moves
Peace of mind
OFX is ASX-listed and monitored by over 50 regulators globally
OFX helps you transfer your money
Keep more of your hard-earned money when cashing out shares, savings, or pensions. Easily send money to friends and family, pay international bills and taxes, or make big purchases abroad with great rates and expert support.
With secure, seamless transfers to over 170 countries, you can even fix your exchange rate for more certainty.
See why clients around the world recommend OFX.
Trust earned daily.
Send money with us
Transfer money overseas with great rates.
Our OFXperts could help you save more on overseas money transfers. Register online or speak to an OFXpert.