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Delivery Times & Tracking

OFX is a global company and we receive and make payments all day. Depending on the currency, we will make payments during its local business hours.

What’s a maturity date you ask? It’s the date we’ll transfer the funds to your recipient’s account. Once you’ve sent your funds to us and your transfer is marked as “Received” online, you’ll be able to see the maturity date on your transfer.

Clearance times depend on the currency, location of your recipient’s account and the banks used, but you’ll be notified as soon as your transfer is complete.

Generally, no time at all. Since we have a global network of bank accounts, making a transfer with us is not only secure, but also very fast.

As soon as you send us your funds, we’ll transfer them to your recipient. The time it takes for us to transfer the funds to your recipient depends on the country, but in most cases it takes 1-2 business days.

Below you’ll find a list of standard delivery times for our most popular countries.

Time it takes for OFX to receive funds from you 

From Time
Australia(AUD) 1 day
Canada (CAD) 1-2 days
Europe (EUR) 1-2 days
Hong Kong (HKD) 1 day
Japan (JPY) 1-2 days
New Zealand (NZD) 1 day
Singapore (SGD) 1 day
USA (USD) 1-2 days
UK (GBP) 1 day

Time it takes for the funds to reach your recipient

From Time
Australia(AUD) 1 day
Canada (CAD) 1-2 days
Europe (EUR) 1-2 days
Hong Kong (HKD) 1-2 days
India (INR) 2 days
Japan (JPY) 1-2 days
New Zealand (NZD) 1 day
Singapore (SGD) 1 day
Thailand (THB) 4 days
USA (USD) 1 day
UK (GBP) 1 day

A bank to bank transfer is a reliable and safe way to send money, but how long does it take for a bank to bank transfer to go through? The length of time required to transfer your money will depend upon factors that include:


  • Bank holidays

  • Weekends

  • The currencies that are involved in the transaction

  • The payment method that you use

  • Whether it’s a domestic or international transfer

  • The company you choose to make your money transfer


Typically, an international bank to bank transfer could take anywhere from 2-5 business days with most banks.


Ready to make a transfer now? Register here

How long does a bank to bank transfer take with OFX?

Our global network of banks allows us to transfer money overseas securely and quickly, so if you’re sending from Australia to the U.S., we can often offer same day delivery.* Most other major currency transfers may arrive within 1-2 days (from the time OFX receives your funds).


While banks require that you submit your money transfer orders during their business hours, OFX operates 24 hours a day, 7 days a week.


Here’s how it works:


  1. You register with us and use our online form to submit your recipient’s details.

  2. Once we receive the funds from your bank (this usually takes half a business day), we’ll transfer the funds to your recipient using our local bank account in your recipient’s home country, which helps to expedite your transfer. (This system also means your recipient is less likely to have to pay a fee to receive a foreign transfer.)

  3. Depending upon your recipient’s country, it generally takes 1-4 business days to complete the entire process of receiving your funds and sending them to your recipient. 

Stay on top of your bank to bank transfer from start to finish

We know how important it is to keep track of where your money is and when it arrives at its destination. That’s why you can log in to track the status of your transfer or use our mobile app to keep an eye on your money, and if you have any questions, we’re just a phone call away.


On top of that, we’ll send you emails or SMS throughout the transfer process to let you know when we’ve received your funds and when your funds have been sent to your recipient’s account.


With OFX, you won’t be left guessing if your money was transferred correctly, and you can rest easy knowing that you’re using a secure and speedy system whose focus is getting your money to its destination in the shortest amount of time possible.   


*Delivery times are indicative and measured in business days from the time your funds are received by OFX.

Keeping track of your past transfers is easy. Simply login to your OFX account and select the “Deals & Orders” tab. All your transfer history information is available under “Settled Deals” including recipient details, exchange rates and maturity dates.

This is easy. We will send you email notifications along the way when we receive and pay your transfer. 

These updates can be sent via e-mail or SMS. Simply login and go to "Your Profile" tab and under "Your Preferences" you can select how you would like us to contact you.

You can also track the status of your transfer by clicking on the “Deals and Orders”.

Your “Funds Received” notification will let you know when we’ve received the funds from your bank, and your “Funds Paid” notification says when we’ve sent the funds to your recipient’s bank account.