Legal
Find a list of our legal policies and related documentation below.
Regulation
UKForex Limited [CN:04631395] (trading as OFX) (OFX) is a wholly owned subsidiary of OzForex Limited (ABN 65 092 375 703 ). OzForex Limited is subjected to risk and compliance audits on an annual basis.
Electronic Money and Payment Services
OFX is also regulated in the United Kingdom by the Financial Conduct Authority (FRN: 902028) for the provision of electronic money and payment services. You can visit the Financial Conduct Authority website to learn more about the regulatory environment in the United Kingdom and what it means for your protection and consumer rights. In order to check FCA license please click here.
Data Protection
OFX is registered with the Information Commissioner’s Office (“ICO”), the UK’s independent authority set up to uphold information rights in the public interest. You can visit the ICO website to learn more about data protection or search the ICO register to view details of OFX registration (Registration Number: Z9240083).
OFX UK Business Platform
The following agreements apply to UK OFX business Clients who access services on our upgraded OFX Business platform on or after 24 June 2025 and those existing business Clients who have been upgraded to this OFX Business platform from the date of our email notice.
Currently, this won’t include existing business Customers using our OFX FX Platform. For existing business Customers, see our OFX FX Platform Terms below.
| OFX Services, including Currency Conversions and Payments | OFX General Terms and Conditions (Business) |
| Subscription Plans such as the Standard plan, the OFX Full-Suite plan, or the OFX Custom plan | OFX Subscription Agreement (Business) |
| OFX Cards | OFX Card Agreement (Business) |
| OFX Cashback Terms and Conditions | OFX Cashback Terms and Conditions |
| Adding an OFX Card to your digital wallet on your mobile device | Apple Pay Terms and Conditions Google Pay Terms and Conditions |
| Fee Schedule | Fee Schedule |
| Referral Partner Terms | Referral Partner Terms |
| OFX Business Mobile App | OFX Business Mobile App |
OFX Advisors
The Advisor Terms and Conditions applies to those Advisors who have been added to act on behalf of a Client’s OFX Business Account.
OFX FX Platform
The Terms and Conditions Master Agreement apply to our existing business Customers who:
- have been referred to OFX through a referral or enterprise partner before June 24, 2025;
- use a Forward Contract; or
- are an online merchant or business accessing our Global Currency Account (GCA).
In addition to the Terms and Conditions Master Agreement, the following agreements apply to:
| Business Customers accessing and using our GCA Services | Global Currency Account Terms of Service |
| Business Customers who use the OFX mobile app | OFX Money Transfer APP EULA |
Referral Partner
The Affiliate Program Terms and Conditions apply to those OFX Affiliates who refer Clients to OFX on or after June 24, 2025. If you are an existing Affiliate (before June 16, 2025) and you want a copy of your existing Affiliate Program Terms and Conditions, you can contact us at partnersuccess@ofx.com
Recipient Account Customers
The Recipient Terms and Conditions apply to our Customers who use our Recipient Account Services to receive payments from an OFX Authorised Partner.
Personal
These terms and conditions apply to personal, consumer Customers.
OFX Terms and Conditions Master Agreement
In addition to the Terms and Conditions Master Agreement, the following agreement applies to personal Customers who use the OFX mobile app:
Legal Policies & Statements
A range of Statements and Policies are available on the Corporate governance page of our website. We have also outlined our commitment to our legal obligations in our Money Laundering Statement.
Our Complaints Policy outlines how we manage complaints.
Our Target Market Statement helps you identify which of our products and services best match your needs.
Privacy and Data
Biometric Information and Retention Schedule