Urgent notice for Canadian businesses: American Express is discontinuing its Global Dollar Card USD Platinum (Amex GDC) program on January 21, 2026. If you’ve been using this card for US dollar transactions, this change could impact your business operations, supplier relationships, and bottom line if you don’t have a cross-border card payment solution.
Amex is ending its Global Dollar Card—here’s what it means for you
The biggest change? Amex has announced upcoming changes to end its Global Dollar Card program, including how multi-currency functionality and cardholder benefits are offered. Businesses using the GDC USD program for cross-border payments should review their options to ensure service continuity. The immediate priority for affected businesses is finding a solution that keeps your USD card payments operating to not disrupt your day-to-day business.
But don’t fret, OFX has a smart Corporate Card solution. Built for global business. With the OFX Corporate Card, you can quickly create physical or virtual multi-currency cards for cross-border teams. Issue virtual cards in minutes, ensuring teams are ready for tasks or travel without delay, and spend in 30+ currencies anywhere Visa is accepted, with no hidden fees.
OFX Multi-Currency Corporate Card
Access to 30+ currencies directly linked to your business account, reducing unnecessary exchange conversions when you spend in those currencies.
How Canadian businesses can stay ahead of the GDC exit
With the Amex GDC program ending in Canada, the questions from businesses are both what’s ending and how to keep cross-border payments with suppliers moving without disruption. The OFX Corporate Card is more than a solution; it is part of a complete platform for managing international money and business spend.
If you’ve relied on multi-currency functionality, streamlined expense management, and rewards tied to USD spending with the Amex GDC program, losing these features can feel like a challenge. The good news? The OFX Corporate Card is designed to fill those gaps—and deliver even more benefits for international business operations.
Key impacts of the Amex GDC end
The GDC program is being discontinued, which means some of the features you may have relied on for day-to-day cross-border business will no longer be available. These include:
- Ability to purchase and pay in USD as a Canadian business
- Expense management workflows integrated into your internal processes
- Rewards that help offset business costs
- Consistent payment process for recurring cross-border expenses
With the Amex GDC program ending, you could face immediate challenges such as:
- Disrupted cross-border payments in USD
- Loss of expense management
- Delayed payments due to issuing new cards and switching cross-border cards
Don’t let the end of the GDC program impact your business operations. The OFX Corporate Card is the ideal business partner. Here’s how it steps in to keep your business moving.
The OFX Corporate Card covers multi-currency needs and more
The OFX Corporate Card is built to upgrade the functionality you’re losing from the Amex GDC, while adding new capabilities designed specifically for cross-border businesses.
Here’s how the OFX Corporate Card delivers:
- Earn cashback
- Unlimited 1% cashback on everyday spend.
- Skip the fees
- Gain the power to make zero-fee transactions with your card in 30+ currencies, through your Global Business Account
- Total expense control
- Set budgets and automate approval policies card-by-card
- Invoices straight from your inbox
- Invoice data is automatically captured from your emails
- Mobile payment options
- OFX Corporate Cards can be added to your Apple and Android devices for contactless convenience
- Financial automation
- Run your business with one global financial solution that unifies tasks into a single automated platform
If your business operates cross-border, you need a card and one financial platform that provides oversight and keeps things moving—with zero disruption. In addition to corporate cards, OFX provides a single automated financial platform that unifies payments and transfers, provides AP & Bill automation, FX at great rates, and so much more, all from one single account. The OFX Platform and the OFX Corporate Card give your business more flexibility and control over everyday spending.
Get started for free with a 60-day trial
You have nothing to lose, and so much time and money to save. Your all-in-one control platform is ready. Get started today.
Why switch now?
Don’t wait until the last minute.
The Amex GDC program ends in Canada on January 21, 2026, and waiting too long could leave your team scrambling without a functioning multi-currency card, interrupting recurring payments, delaying vendor transactions, or impacting employee travel and operational spend. Don’t let your business get caught without a multi-currency card solution.
OFX offers fast onboarding and instant card issuance, so you can start managing team expenses, setting card budgets and tracking spend in real time. Plus, with features like virtual cards, built-in approvals and accounting integrations, it takes the stress out of managing your company’s finances.
Get 60 days free and enjoy the benefits of the OFX Corporate Card—switch today
Open your OFX Global Business Account
- Create a budget and assign corporate cards to team members
- Monitor and manage spend in real-time via the app or platform
Speak to an OFX specialist who can help you open an account and get started quickly.
Future-proof your USD payments with OFX
The end of the GDC program isn’t just an inconvenience—it’s a business disrupter. As the cutoff of January 21, 2026 approaches, the smartest move is to take control with the OFx Corporate card. Switching now ensures you don’t get caught without a USD card. Protect your cross-border payment flows and safeguard business continuity.
January 21, 2026 will be here fast. Don’t let the end of the Amex GDC program hurt your business. Make the switch to OFX today and get started with your 60-day free trial.
