Spend smarter with OFX Corporate Cards

Keep your business moving with OFX Corporate Cards

Running a business is full of moving parts. Managing cash flow, reconciling expenses, and maintaining oversight across multiple teams can get complicated fast. Designed for businesses that deal with domestic and international suppliers and staff, OFX Corporate Cards help you and your team spend smarter, reduce admin, and stay in control.

Why get a corporate debit card?

A corporate debit card gives your business more flexibility and control over everyday spending. Unlike credit cards, you’re using available funds which helps you stay on budget while avoiding debt. It’s ideal for managing team expenses, setting clear limits, and tracking spend in real time. Plus, with features like virtual cards, built-in approvals and accounting integrations, it takes the stress out of managing your company finances.

Do OFX offer virtual cards and how do they work?

Yes, OFX Virtual Cards work just like physical ones issued by the banks. They have a 16-digit number, expiry date and CVV security code. The key difference is that there’s no plastic involved. You can use them for online or in-app purchases, but not for cash withdrawals. You can integrate your OFX Corporate Card with Apple Pay and Google Pay for seamless, contactless use.¹

Need a physical debit card too?

While your virtual card covers most day-to-day spending, there are times when a physical debit card comes in handy, like when travelling, renting a car, or where tap-and-go isn’t available. OFX physical cards link seamlessly with your Global Business Account, virtual cards, and cashback rewards. Everything stays connected and is super easy to manage.

The different types of OFX Corporate Cards

OFX is a complete platform for managing international money and business spend. Alongside competitive FX and global transfers, OFX helps businesses take control of expenses with multi-currency corporate cards. Built-in spend tools and strong regulatory backing make it easier to manage costs across borders, giving you extra peace of mind. There are two types of corporate cards you can create to help manage different business expenses:

Employee Cards

From office supplies to travel bookings, your team needs the flexibility to spend. With OFX Employee Cards, you can give them that freedom while keeping full visibility and control. Set individual spending limits, apply pre-approval rules, and track everything in real time so there are no surprises later.

Company Cards

Get better oversight and more control of your ongoing business expenses with OFX Company Cards. You can create unique cards for specific vendors or subscriptions, set clear limits, and manage everything from one place.

Linked to a multi-currency account to help avoid costly FX

With one multi-currency account to hold funds in 25+ currencies, receive and make payments like a local. Spend in the currencies you hold on your OFX Corporate Card and avoid unnecessary foreign exchange fees. And access competitive FX rates when you spend in currencies you don’t hold.

With built-in expense management

Seamless integration with the OFX Global Business Account

Your OFX Corporate Card is a Visa Business Debit Card linked directly to your OFX Global Business Account. That means you can track, manage and control card spend from the same platform. Lock or cancel the card instantly from your phone if needed, with no extra logins or systems to manage.

Take a virtual tour

Earn cashback rewards

While all that is easy and convenient, it gets even better! With OFX Corporate Cards you’ll get instant cashback rewards which help your business go even further. Eligible transactions earn money back, so while your team stays productive, your bottom line benefits as well.

Who is it for?

OFX Corporate Cards are ideal for international businesses, finance teams or founders who:

Security you can trust

With OFX Corporate Cards, your business spend stays protected. From encrypted mobile wallets to instant lock controls and fraud monitoring, you can move fast without worrying about safety.

Make corporate spending easy for your team

No more chasing receipts or manually reconciling expenses. With OFX Corporate Cards, your team gets the flexibility they need to do their jobs, and you get the control and oversight you need to protect your cash flow.

No need for card sharing

With OFX Corporate Cards, there’s no need for sharing payment cards across teams. You can issue as many virtual cards as you need, for team budgets, project spend, subscriptions or recurring costs. If someone leaves your company, you can cancel their card instantly. You can even set spending controls by merchant category, so you stay in control before money goes out.

OFX Corporate Cards – key features at a glance

How to get started with OFX corporate cards

If you’re already using OFX for your global payments, adding Corporate Cards to your setup is seamless. And if you’re new to OFX, talk to your local OFX specialist who can help you get set up fast.