Moving money is easy with OFX

Whether you're preparing to work or study abroad, sending money back home, or purchasing property overseas, our OFXperts can help you navigate today's volatile currency markets with confidence.

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Our OFXperts can help you make more informed decisions about your money and realize real savings.

Your ambitions don't sleep. Neither should your finances.

That's why we offer a simple, streamlined online experience backed by real OFXperts. Our global transfer services are ideal for:

  • International
    students

  • Sending money
    to family overseas

  • International
    property owners

  • Investments
    and shares

Why OFX?

  • Smart savings

    Smart savings

    Save on the rates banks charge.
  • fast Transfers

    fast Transfers

    Move your money in 24 hours.**
  • IMG

    24/7

    OFXperts are always
    available to help.
  • worldwide

    worldwide

    Transfer to 197 countries
    in 55 currencies.

The smarter way to move money

Small things can make a big difference—like talking to a real currency expert, who can really help. Whether you're waiting for the right exchange rate, the right time, or just need a little advice, our OFXpert team is here to help 24/7.

Get started

Meet our OFXperts

Melissa, Business Development Manager
Melissa, Business Development Manager

Let's be honest. Currency markets can be complex and confusing. Transparency is crucial when developing a successful and long-lasting relationship. I form a unique bond with each of my clients - a rarity in this industry. When uncertainty arises, I'm here 24/7 to help build an FX strategy catered to each of my clients' needs.

Josh, Corporate Client Manager
Josh, Corporate Client Manager

I spend my days working to make my client's lives that little bit easier. Whether that be establishing a more streamlined payments process, providing market insights or putting together a hedging strategy to help mitigate risk and protect profits. My job is to make sure customers can focus on what's most important - their own unique business.

Katie, Consumer Client Team Lead
Katie, Consumer Client Team Lead

Trust and security are at the top of the list for customers moving their money. To earn that trust, you must build relationships with your customers. I try to truly understand my customers' needs and help them understand the currency markets surrounding their upcoming transfers. It's important to me to be there for my clients every step of the way until the transfer is complete.

David, Consumer Client Manager
David, Consumer Client Manager

My clients know that I will take the time to learn about their situation and work out the best options for them. It is important to me to show that I am working hard to get them the best possible rate. This is why we are always on hand to help 24 hours a day.

Calvin, Senior Corporate Account Manager
Calvin, Senior Corporate Account Manager

My clients trust me to transfer their money around the world. With over 10 years of FX/payment experience, I make sure it's done quickly and securely every single time.

Ready to send money? You can be up and running in minutes.

  • account
    STEP 1
    Open an account

    Complete the registration form in just 5 minutes.

    Register Now
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    STEP 2
    Send the funds

    Enter your recipient's details and send OFX the money by bank transfer.

  • mail
    STEP 3
    Track your transfer

    Track your transfer online or via our OFX app. Most transfers are delivered within 24 hours*.

Frequently asked questions

How do I open an account?

It’s easy as 1-2-3:

  • Register. If you're ready to get started now, simply complete the registration form OR enter your details above and an OFXpert will guide you through the process. Either way, there's no cost or obligation to make a transfer.
  • Speak to us. An OFXpert will call you to complete set up and answer any questions you have.
  • Verify your identity. This is usually automatic. We'll let you know if we need any documents.

How do I make a global money transfer?

Once you've registered, log into OFX and:

  • Tell us which currencies to transfer between and how much to transfer.
  • Select your recipient. Save their banking details so it's faster next time.
  • Check the details, then click "Finalize Transfer" to lock in the rate and initiate the process.
  • Instruct your bank to transfer the funds to us—we'll tell you where to send them.
  • Keep track of your transfers the way that suits you best: online, via our app or email.

How long does a transfer take?

We use an established network of highly regulated global banking partners, which means your transfers are kept secure every step of the way. It also means we can expedite your payments and deliver funds faster than banks do. 80% of all major currency transfers are completed within 1 business day after we receive your funds. For more exotic currencies, it can take a little longer—usually 3-5 business days.

What kind of money transfer options does OFX offer?

There are three kinds of money transfers available:

  • Buy now, pay now. With Spot Deals, you can make a quick business transaction at today's rate.
  • Set and forget. Limit Orders let you set a target exchange rate and, when the market reaches it, your OFXpert will contact you to complete the transfer.
  • Buy now, pay later. Forward Contracts let you lock in a favorable exchange rate for up to 12 months.

Does my recipient need an OFX account to receive money?

No, they don't. We'll send the money straight to your recipient's bank account.

Is my money secure?

Yes indeed. OFX has dedicated fraud prevention teams and sophisticated technology that uses a multi-layered approach to detect and prevent fraud. We also keep your funds within our international network of accounts to keep them secure until they're delivered to your recipient.

The biggest risk in sending money overseas is not knowing who you're transferring it to. Once it has been delivered, it's very difficult to retrieve your money if you discover a problem. So, for your protection, our OFXperts recommend following these simple guidelines:

  • Avoid wiring money to someone you've never met in person
  • Verify the credentials of overseas recipients to ensure you're dealing with the company itself

Can I track my transfer?

Of course. Once you've kicked off a payment, we'll send an email to keep you updated at every step in the global money transfer process. You can also track the status in your OFX account online or via the app. You can set your notification preferences in your OFX settings.

About OFX

OFX grew from the idea that there had to be a better, fairer way to move money around the world. As former executives in global forex companies, our founders knew the industry was opaque - dominated by big banks with inflated rates, high fees and lackluster service. In 1998 they launched a foreign exchange information website in Sydney, Australia, with a vision to enable individuals and businesses to navigate the global economy with confidence. It's a vision that remains true to this day. OFX is now an ASX-listed company operating internationally, helping over 1 million customers worldwide transfer over USD 100 billion.

**80% of major currency transfers are processed in 24 hours of receipt of funds by OFX.

IMPORTANT: This information has been prepared for distribution over the internet and without taking into account the investment objectives, financial situation and particular needs of any particular person. OzForex Limited ABN 65 092 375 703 (trading as "OFX") and its subsidiaries make no recommendations as to the merits of any financial product referred to in the website, email or its related websites. Read our Money Laundering Statement and Privacy Policy.

© 2020 CanadianForex Limited trading as OFX.

© 2020 USForex Inc. dba OFX. All rights reserved.

OFX is a registered trade name of USForex Inc., NMLS#1021624 in most but not all states. USForex Inc. dba OFX is licensed and regulated as a money transmitter by the New York State Department of Financial Services and the Georgia Department of Banking and Finance. To verify a complete list of our licenses, please visit, ofx.com/legal/state-licensing. This is not intended to serve as a business solicitation for residents of Nevada.

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