We help companies big and small

We know FX

Real people, real help

You don’t work 9-5 and neither do we. As a global business there’s always a team of OFXperts on the other end of the phone to help, even at 3am when you just need to pay that supplier.

Safety in numbers

We have 20 years of global FX experience. Millions of successful transfers. All monitored by 50+ regulators globally. And every one backed by our local OFXperts.

FX toolkit

Shifts on the exchange rate between the time you receive and pay an invoice can leave your business exposed to currency risk. Even small movements can make a big impact on your bottom line. Speak to our OFXperts to fix today’s rate for up to 12 months.

Rachel, OFXpert since 2016

Why choose OFX for your business?

Bank-beating rates

Keep more of your money as it travels around the world

Fast transfers

80% of major currency transfers processed in 24hrs on receipt of funds to OFX

24/7 phone support

Talk to a real person at any time, day or night

Global reach

Access 55+ currencies and make transfers to over 190 countries

Easy to use

Check rates, make payments or track transfers online or
via our app

Fix your FX rates

Create cash flow certainty, fix FX rates for up to 12 months and transfer later

An exchange rate that’s better than the banks

We believe in complete transparency. You can always see your customer rate and be confident there are no hidden OFX fees. Press go and track your transfer every step of the way, online or via the OFX app.

Secure today’s rate, benefit tomorrow

Even small exchange rate shifts can make or break your profit margins. Fix the rate that works for you for up to 12 months with an OFX Forward Contract. Got time to wait for a better rate? Set a target rate with an OFX Limit Order.

Get more for your money with OFX

Transfer AU$20K to USD and you could get US$574 more

If you make multiple international payments our bank-beating rates could save your business thousands over a year.


The comparison savings are based on a single transfer of AUD$20,000 to USD. Savings are calculated by comparing the exchange rate including margins and fees provided by each bank and OFX on the same day (16 November 2020). Pricing data is provided by an independent third party, FXC Intelligence Ltd. The comparison savings provided is true only for the example given and may not include all fees and charges. Different currency exchange amounts, currency types, dates, times and other individual factors will result in different comparison savings. These results therefore may not be indicative of actual savings and should be used only as a guide. The rate comparison chart is updated monthly.

Helping small and medium businesses

Paying a global workforce or overseas suppliers?
Making mass FX payments? We can help.

  • Pay overseas suppliers Our global network is designed to expedite payments so you can get money to your overseas suppliers quickly, securely and affordably.
  • Pay overseas staffPay up to 500 employees with one click. Integrate with OFX’s payments API for seamless payments at bank-beating rates.
  • Protect your profit marginsDon’t let your profit be at the mercy of the currency markets. Speak to an OFXpert about simple and easy currency tools to protect your business and get the best from the currency movements.

online sellers

Do you sell online and via global marketplaces such as Amazon? When you reach international customers you need to collect payment in multiple currencies.

  • Open a Global Currency AccountWith OFX you can take your business to the world with virtual currency accounts in the major markets to collect sale proceeds. View and manage live from your currency dashboard.
  • Pay local suppliersUse revenue collected in multiple currencies to pay local suppliers, taxes and expenses before you repatriate revenue back to your home account.
  • $0 FeesWith OFX its free to open a Global Currency Account and there’s no monthly account fees.

How OFX works

Open a free OFX account

Sign up for a free OFX account in under 5 minutes

Send your funds

Enter your recipient details and use BPay or electronic Bank Transfer to send your money

Track the transfer

Track your transfer online or via the app. Most transfers are delivered within 24 hours*

Need to talk to an OFXpert? We’re based in Sydney and ready to help.
We also have seven offices around the world, which means we’re available 24/7.

Here’s how we’ve helped other businesses save

James shines a light on bank fees and rates

Noelle brings the global market back to basics with OFX

EJ saves A$5k per month using OFX to pay overseas suppliers

Here’s what happy customers have to say

“We didn’t know that something like OFX existed. We were going through our banks and getting charged extra. It was a light bulb moment for us. It’s literally saved us thousands of dollars; it’s been a game changer.“

Kate and Rebecca,
Co-founders, Better Packing Co.

“In the midst of a transfer at 2 o’clock in the morning, I accidentally sent funds to the wrong supplier, and it was quite a large amount of money, I just felt sick when I realized what I had done! I called OFX and they got the money back for me from the wrong recipient and then organised the payment to the correct recipient. I just could not believe how they went the extra mile to do that and how smooth it was, it was incredible.“

Margie Moroney,
Founder and CEO of HOLOS luxury knitwear

“I feel like Matt (OFX Corporate Dealer) knows me and I like to think I know him well too. There is a consistency and trust in the way you do your business. Are you guys the cheapest and best in the world? That’s irrelevant. What’s relevant is I feel really confident doing business with you. You have to be sure someone understands what you want to do. These are important things for small businesses.“

Nicholas Hacko Watches

OFX app

Our OFX app keeps you in control 24/7. Download it wherever you get your apps, and track your money on the go.

  • Transfer money globally
  • Track your transfers
  • View live and historical market rates
  • Review all initiated and completed tranfers
  • Create, view and edit existing recipients
  • Stay up to date with daily and weekly currency charts


How do I open an account?

It’s easy as 1-2-3:

- Register. If you’re keen to get started straight away, simply register online OR if you’ve got a question leave your details and an OFXpert will be in touch within 24hrs. Either way, there’s no cost or obligation to make a transfer.

- Speak to us. An OFXpert will call you to complete setup and answer any questions you have.

- Verify your identity. This is usually automatic, but if we need additional information, we’ll let you know.

How do I make a global money transfer?

Once you’ve registered, log into OFX and:

- Select the amount and the currencies you would like to transfer between.

- Enter your recipient banking details (TIP: save them so it’s faster next time).

- Check the details are correct then click ‘Finalise Transfer’ to lock in your rate, book in the transfer and kick off the process.

- In Australia, you can use BPay or a bank transfer to send the funds to us – we’ll tell you where to send them.

- Keep track of your transfers in a way that suits you: online, via the app, email or SMS updates.

How long does a transfer take?

80% of all major currency transfers are completed within 1 business day of us receiving your funds. For more exotic currencies, it can take a little longer – usually 3-5 business days.

What kind of money transfer options does OFX offer?

There are three kinds of money transfers available:

- Make a quick transaction at today’s rate.

- Limit Orders let you set a target exchange rate, if the market reaches it, the transfer is booked and your OFXpert will contact you to complete the transfer.

- Forward Contracts let you lock in today’s rate for an agreed amount for up to 12 months.

Learn more here

Does my recipient need an OFX account to receive money?

No, they don’t. We’ll send the money straight to your recipient’s bank account.

Is my money secure?

When you move money around the world you need to know it’ll get there. That’s why we carefully select our banking partners and are trusted by 50+ regulators globally.

Can I track my transfer?

Of course. Once you’ve kicked off a payment, we’ll send an email or SMS to keep you updated at every step in the global money transfer process. You can also track the status in your OFX account online or via the app.

Set your notification preferences in your OFX settings.

Transfer your global money with OFX

With better rates and lower fees than the banks, you’ll save money. With OFXperts available 24/7 you’ll always have help at the end of the phone. And with over 100 bank accounts around the world we’ll always move your money quickly; your business moves fast and so do we. Sign up today for free or speak to one of our friendly OFXperts for a free currency consultation.